Loan Application Checklist

Please return all of the items below so that we may provide you a prompt approval and the highest level of service:

Two – Complete & Consecutive:
   *Bank Statements (most current & showing two month history, ALL PAGES)
   *Brokerage Statements (most current & showing two month history, ALL PAGES)
   *Retirement Statements (most current & showing two month history, ALL PAGES)
    (plus documentation to prove source of any recent sizable deposits)
Employment pay stubs for last 30 days from each employer for each applicant
Most recent two years W-2 forms from each wage-earner applicant
Most recent two years Personal Federal Income Tax Returns (1040’s) with all schedules, statements and addenda (completed and signed)
Most recent two years K-1’s for all Partnerships and S-Corps (please double check your return as most K-1’s are NOT attached to the 1040)
Most recent two years Federal Partnership Tax Returns (1065’s) and /or Corporate Income Tax Returns (1120’s) with all schedules, statements and addenda for any business in which you have at least 25% ownership (completed and signed)
Year-to-Date Profit/Loss Statement & balance Sheet for any Partnership or Corporation in which you have at least 25% ownership (completed and signed)
Name of current mortgage lender for all real estate owned with account # AND/OR name & number of all landlords for the previous two years
FOR PURCHASE ONLY: Purchase Contract for new property, upon execution
FOR PURCHASE ONLY: Listing Agreement or purchase Contract for current residence & certified copy of Closing Statement (when available) if selling property for the purposes of this loan
FOR REFINANCE ONLY: Copy of Title Insurance Policy, Homeowner’s Insurance Policy and Survey on property to be refinanced
Homeowner’s Insurance agent’s name and phone number – it is your responsibility to secure homeowner’s insurance for the new property prior to closing
Check for application fee (includes credit report & appraisal)
Copy of Driver's License from each borrower