Please return all of the items checked so that we may provide you a prompt review and the highest level of service

• Three – Complete & Consecutive:
  • Bank Statements (most current & showing three-month history, ALL PAGES)
  • Brokerage Statements (most current & showing three-month history, ALL PAGES)
  • Retirement Statements (most current & showing three-month history, ALL PAGES)
  • (plus documentation to prove source of any recent sizable deposits)
• Employment paystubs for last 30 days from each employer for each applicant
• Most recent two years' W-2 forms from each wage-earner applicant
• Most recent two years' Personal Federal Income Tax Returns (1040s) with all schedules, statements and addenda (completed and signed)
• Most recent two years K-1s for all Partnerships and S-Corps (please double check your return as most K-1s are NOT attached to the 1040)
• Most recent two years Federal Partnership Tax Returns (1065s) and /or Corporate Income Tax Returns (1120s) with all schedules, statements and addenda for any business in which you have at least 25% ownership (completed and signed)
• Year-to-date profit/loss statement and balance sheet for any partnership or corporation in which you have at least 25% ownership (completed and signed)
• Name of current mortgage lender for all real estate owned with account number and/or name and phone number of all landlords for the previous two years
• FOR PURCHASE ONLY: Purchase contract for new property, upon execution
• FOR PURCHASE ONLY: Listing agreement or purchase contract for current residence and certified copy of closing statement (when available) if selling property for the purposes of this loan
• FOR REFINANCE ONLY: Copy of Title Insurance Policy, Homeowner's Insurance Policy and Survey on property to be refinanced
• Homeowner's insurance agent's name and phone number – it is your responsibility to secure homeowner's insurance for the new property prior to closing
• Check for application fee (includes credit report & appraisal)
• Copy of driver's license from each borrower

*Other items may be required