Rate Criteria

Loan Size	Residency	Documentation
LTV	Available Assets	Transactional DI
CLTV	Asset Seasoning	Re-caste Option
Credit Score	Co-Borrowers	Relocation
Credit History	Debt Ratio	Seller Contributions
Escrows	Housing Ratio	Gifts
Closing Date	Purchase Plus	Cash-out
Loan Type	Employment Type	Occupancy Type
Property Type	Employment History