About Cornerstone

Cornerstone Facts

Founded in 1988 by Chairman and Chief Executive Officer, Marc N. Laird, and headquartered in Houston, Texas, Cornerstone Mortgage Company is a full-service mortgage banker with more than 45 offices in 12 states. With a team of more than 600 professionals, we can serve your home financing needs anywhere in the U.S.

With Cornerstone Mortgage Company, your home loan transaction will be handled in-house by our team of professional, experienced loan specialists and we will fund your transaction with our own funds.

  • We utilize our Automated Pricing Engine Technology to instantly select the loan program that best meets your financial needs. This unique technology allows us to compare specific interest rate quotes from a wide array of the nation's top loan investors.  
  • We underwrite our loans in-house resulting in quicker loan approvals.  
  • We use Fannie Mae and Freddie Mac’s Automated Underwriting Technology for approval decisions within minutes.

By providing these amenities in-house, we deliver superior service at a lower price.

While offering only the best products and services, our Loan Officers and personnel work with one goal at heart – to be deserving of the referrals of your family, friends and business partners. Our Loan Officers have an average 15-year tenure in the mortgage industry and have been trained to tailor a loan program to suit your financial needs. Since more than 70% of our business comes from customers who have used Cornerstone in the past, we not only have earned the trust of our customers but also are committed to keeping you a satisfied customer for life!

Our Services

Cornerstone Loan Originators have instant access to all of the loan products in the marketplace as well as access to the nation’s leading mortgage loan investors. Not only can Cornerstone Loan Originators find the specific product to meet their clients' needs but also obtain it at the best interest rate.

  • FHA — In-house underwriting  
  • VA — In-house underwriting    
  • Conventional — In-house underwriting    
  • Fixed- and adjustable-rate terms  
  • Jumbo loans  
  • Interest-only loans  
  • Various bond programs

Cornerstone Vision Statement

Our Purpose

We exist to use and improve upon our God-given talents to make a positive contribution to the lives of our Employees, Customers, Shareholders and the People who provide services to us.

Our Ultimate Goal

We will be recognized as the nation's best home lender in terms of customer satisfaction, employee retention, profitability and reputation among our peers.

Our Future

With hard work, a passionate commitment to excellence and persistence without exception, our people will collectively accomplish something extraordinary that could not have been done alone. We will experience the sheer joy and excitement of building our country's greatest home lending entity. We will be respected and admired by our customers, our employees and our peers. We will build the best support systems, utilize the best technologies and surround ourselves with the best people as we accomplish our goals.

We will create a fulfilling workplace where our people will willingly go the extra mile because of the importance of their jobs and their pride of ownership in a job well done. Cornerstone will be viewed as the "Nordstrom" of home lending because of our passion for excellence and the results we achieve daily. Together, we will systematically build a company that attracts and retains people who are energized by helping others and making a difference. Our customers, employees and the people who provide services to Cornerstone will know, without any doubt, that Cornerstone Mortgage Company has made a positive contribution to their individual lives.

Cornerstone Values

WE CONDUCT OURSELVES WITH HONESTY AND INTEGRITY

  • We honor our commitments
  • We do what's ethically and morally right

WE ARE CUSTOMER FOCUSED

  • We create a satisfying customer experience
  • We are a trusted advisor who recommends and provides loan products that meet the financial needs of our customers
  • We meet the agreed upon closing date
  • We stay in consistent contact with our customers for life

WE RESPECT AND CARE FOR OUR PEOPLE

  • We lead by serving
  • We embrace and foster an entrepreneurial spirit
  • We encourage employee input and new ideas
  • We support our loan originators
  • We help our people during personal crisis

WE HAVE PASSION FOR EXCELLENCE

  • In the service delivery to our customers
  • In the development of efficient loan processes
  • In profitable business growth
  • In being the best