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| Brad Dusek - The Hunter Team
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Branch NMLS 258839 | AZ BK 0908763 | 2809 E Harmony Road, Suite 200 | Fort Collins, CO 80528 | Office: 970.797.3307


The majority of mortgage loan applications over the past several years have been for refinancing due to historically low interest rates. People refinance for a variety of reasons including changing from an adjustable-rate to a fixed-rate mortgage, shortening or lengthening the term of the loan, home renovations, getting a loan with better terms and debt consolidation.

Refinancing can make a significant difference in the amount you pay each month. However, refinancing a mortgage is similar to when you applied for your loan initially. You must have a relatively good credit score, pay closing costs and fees, and may even have a cursory home inspection. So you need to be sure that it will really be worthwhile and do plenty of research. Focus on long-term costs and benefits based on the equity in your home, the terms of the new and existing loans, and the break-even point at which you will recover your costs.

Is refinancing right for you? Contact Cornerstone to find out!

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About Cornerstone