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26 Factors that Affect your Mortgage Rate

 

  • Loan size
  • LTV
  • CLTV
  • Credit score
  • Credit history
  • Escrows
  • Closing date
  • Loan Type
  • Property Type
  • Residency
  • Available Assets
  • Asset Seasoning
  • Co-borrowers
  • Debt Ratio
  • Housing Ratio
  • Purchase Plus
  • Employment Type
  • Employment History
  • Documentation
  • Transactional DI
  • Re-caste Option
  • Relocation
  • Seller Contributions
  • Gifts
  • Cash-out