26 Factors that Affect your Mortgage Rate

• Loan size
• LTV
• CLTV
• Credit score
• Credit history
• Escrows
• Closing date
• Loan Type
• Property Type

• Residency
• Available Assets
• Asset Seasoning
• Co-borrowers
• Debt Ratio
• Housing Ratio
• Purchase Plus
• Employment Type

• Employment History
• Documentation
• Transactional DI
• Re-caste Option
• Relocation
• Seller Contributions
• Gifts
• Cash-out