
Gail Evans
1177 West Loop S.
Suite 200
Houston, TX 77027
713.353.7570
gevans@houseloan.com
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26 Factors that Affect your Mortgage Rate
- Loan Size
- LTV
- CLTV
- Credit Score
- Credit History
- Escrows
- Closing Date
- Loan Type
- Property Type
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- Occupancy Type
- Residency
- Available Assets
- Asset Seasoning
- Co-borrowers
- Debt Ratio
- Housing Ratio
- Purchase Plus
- Employment Type
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- Employment History
- Documentation
- Transactional DI
- Re-caste Option
- Relocation
- Seller Contributions
- Gifts
- Cash-out
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