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Opening doors to homeownership...Creating Clients For Life!
Gail Evans
1177 West Loop S.
Suite 200
Houston, TX 77027

713.353.7570

gevans@houseloan.com

26 Factors that Affect your Mortgage Rate

  • Loan Size
  • LTV
  • CLTV
  • Credit Score
  • Credit History
  • Escrows
  • Closing Date
  • Loan Type
  • Property Type
  • Occupancy Type
  • Residency
  • Available Assets
  • Asset Seasoning
  • Co-borrowers
  • Debt Ratio
  • Housing Ratio
  • Purchase Plus
  • Employment Type
  • Employment History
  • Documentation
  • Transactional DI
  • Re-caste Option
  • Relocation
  • Seller Contributions
  • Gifts
  • Cash-out