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26 Factors that Affect your Mortgage Rate

  • Loan Size
  • LTV
  • CLTV
  • Credit Score
  • Credit History
  • Escrows
  • Closing Date
  • Loan Type
  • Property Type
  • Occupancy Type
  • Residency
  • Available Assets
  • Asset Seasoning
  • Co-borrowers
  • Debt Ratio
  • Housing Ratio
  • Purchase Plus
  • Employment Type
  • Employment History
  • Documentation
  • Transactional DI
  • Re-caste Option
  • Relocation
  • Seller Contributions
  • Gifts
  • Cash-out


Gina Jackson | NMLS 208580 | gjackson@houseloan.com
Office: 214.350.5055 | Fax: 214.350.5008
Branch NMLS 304721 | 8401 N. Central Expy. | Ste. 250 | Dallas, TX 75225


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