Please return all of the items below so that we may provide you a prompt approval and the highest level of service:
- Two – Complete & Consecutive:
*Bank Statements (most current & showing two-month history, ALL PAGES)
*Brokerage Statements (most current & showing two-month history, ALL PAGES)
*Retirement Statements (most current & showing two-month history, ALL PAGES)
(plus documentation to prove source of any recent sizable deposits) - Employment paystubs for last 30 days from each employer for each applicant
- Most recent two years W-2 forms from each wage-earner applicant
- Most recent two years Personal Federal Income Tax Returns (1040’s) with all schedules, statements and addenda (completed and signed)
- Most recent two years K-1’s for all Partnerships and S-Corps (please double check your return as most K-1’s are NOT attached to the 1040)
- Most recent two years Federal Partnership Tax Returns (1065’s) and /or Corporate Income Tax Returns (1120’s) with all schedules, statements and addenda for any business in which you have at least 25% ownership (completed and signed)
- Year-to-date profit/loss statement and balance sheet for any partnership or corporation in which you have at least 25% ownership (completed and signed)
- Name of current mortgage lender for all real estate owned with account number and/or name and phone number of all landlords for the previous two years
- FOR PURCHASE ONLY: Purchase contract for new property, upon execution
- FOR PURCHASE ONLY: Listing agreement or purchase contract for current residence and certified copy of closing statement (when available) if selling property for the purposes of this loan
- FOR REFINANCE ONLY: Copy of Title Insurance Policy, Homeowner’s Insurance Policy and Survey on property to be refinanced
- Homeowner’s insurance agent’s name and phone number – it is your responsibility to secure homeowner’s insurance for the new property prior to closing
- Check for application fee (includes credit report & appraisal)
- Copy of driver's license from each borrower
