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Harper Ray / Austin's Leading Residential Mortgage Lender

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About MeHarper Ray

Harper Ray and her Ultimate Lending Group have built a thriving mortgage lending practice based on the first principles of:

  • Service to and compassion for their clients
  • Integrity in all their actions
  • Attention to detail
  • Anticipating and eliminating delays before they arise
  • An exceedingly thorough knowledge of the programs and products available to their customers.

Building her practice and her team around these principles has earned Harper a President’s Gold Award for Production from 2001-2004, Top Producer Award for 2006-2008 and a ranking in the 2005-2008 Austin Business Journal’s Mortgage Heavy Hitters list. In 2007, Harper was named Outstanding Originator of the Year by the Texas State Affordable Housing Corporation. Harper’s desire to share her depth of program and product knowledge led her to instruct in the professional community as a Texas Real Estate Commission certified MCE instructor. Much of her focus has been on educating Realtors about the special programs available to first-time homebuyers.

Professional recognition aside, the most important result for Harper and her team is their large base of satisfied customers who happily return for second purchases and refinances. Harper’s success has been built on these very customers and on their enthusiasm when referring Harper and her team to their friends.

Born in Dallas, Harper graduated from the University of Texas at Austin and has lived in central Austin for 10 years. Harper first became involved in Real Estate by working for a developer while living on the island of Maui. Upon her return to Austin in 1997, Harper researched joining the residential real estate field. Deciding that real estate sales wasn’t for her, she began her love affair with the mortgage industry.

"I feel so lucky to have found a career that allows me to use my skills and abilities to help others,” she says.

When not serving her clients, Harper plays on a nationally competitive women’s Ultimate Frisbee team. She also enjoys mountain biking, wakeboarding and trail running with her dog, Nalu.

Harper’s enthusiasm, integrity and principle-centered leadership make her and her team a perfect match for Cornerstone Mortgage Company’s “Client for Life” program. Together, Harper’s Ultimate Lending Group and Cornerstone Mortgage provide in-house underwriting, fast pre-qualification, online accessibility, and the latest technological innovations to provide unsurpassable customer service. Through her partnership with Cornerstone, Harper’s Ultimate Lending Group can originate mortgage transactions made with the utmost speed, quality and integrity in all 50 states.

In working with Harper’s Ultimate Lending Group at Cornerstone Mortgage Company, you will discover an atmosphere of enthusiasm, a spirit of dedication, and a driving desire to build quality relationships. Experience the difference by contacting Harper today.