The Kelly Marsh Team
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    Meet The Kelly Marsh Team

    Kelly Marsh

    Vice President / California, NMLS 245822

    E-Fax: 866.728.4331

    Kelly has more than 20 years of experience in the mortgage industry. In the past four years alone, Kelly has closed over $400 million dollars in loans ranking in the Top 125 Scotsman Guide in the nation for 2012 - 2016. Her industry experience and vast knowledge has been featured in the Santa Barbara News-Press, the trade journal Origination News, and other publications. Additionally, Kelly regularly facilitates seminars for real estate professionals.

    Born and raised in the community of Santa Barbara which she now serves, Kelly is committed to helping her clients navigate the most complex financial transaction, a home mortgage. Kelly believes clients are clients for life and continues to nurture relationships beyond the closing of the loan. Her clients are referred from a network of local businesses, including financial planners, accountants, real estate agents, and satisfied past clients. Kelly strongly believes in the power of face-to-face client meetings and with this has developed her own system to originate a loan from start to finish.

    Kelly leads a team of highly skilled and experienced support staff and loan originators. Kelly meets weekly with her team to thoroughly review their current pipeline and to improve and streamline their systems. The systems Kelly has implemented in her business have led to some of the best and brightest to come work with Kelly. She believes anything is possible with the right people on her team.


    Sumika Sim

    Branch Operations Manager, NMLS 1214210

    E-Fax: 866.286.6905

    Check back soon to learn more about Sumika.


    Heather Ntem

    Director of Business Development, NMLS 1064305


    Check back soon to learn more about Heather.


    Gloria Chan

    Administrative Assistant

    E-Fax: 866.728.4331

    Check back soon to learn more about Gloria.


    Chelsea Kootstra

    Production Associate, NMLS 1570671

    E-Fax: 866.728.4331

    Check back soon to learn more about Chelsea.


    Cassie Benoza

    Senior Loan Processor

    E-Fax: 866.216.8670

    Check back soon to learn more about Cassie.


    Sheila Moser

    Senior Loan Processor, NMLS 1590372

    E-Fax: 866.384.8785

    Before joining The Kelly Marsh Team in 2013, Sheila served in accounting and real estate. Her meticulous attention to detail and prompt service help create efficient, seamless mortgage transactions. 

    Sheila also truly cares about her team members and their clients, and is always ready to lend a helping hand whenever needed. Her commitment to excellence shines in everything she does, and you can always count on her to do the job right and on time, every time. 


    Erica Kasson

    Assistant Processor

    E-Fax: 866.728.4775

    Erica considers each day an opportunity to learn something new. She loves applying the knowledge she gains to help clients achieve their homeownership dreams.

    With her laser focus and boundless energy, she excels in meeting quick deadlines in this fast-paced industry. Dedicated, dependable, and delightful to work with, Erica strives to provide customers and co-workers with above-and-beyond service.

    Outside of work, Erica concentrates on improving her overall wellness. She enjoys unplugging from the day-to-day grind by exploring the outdoors, staying active, learning new recipes, and catching up with family and friends.


    Catherine Nevarez

    Assistant Processor

    E-Fax: 866.412.9426

    Catherine lives by the motto, Make every moment count. Whether it’s a walk along the beach with her dogs, a weekend trip to visit her daughter at college, or an outdoor concert under the stars, Catherine finds joy and gratitude in her heart for moments big and small.

    Catherine brings this same passion to helping people during a big moment in their lives: Becoming a homeowner. She offers trusted insight gained from nearly 30 years in title and escrow and 10 years in loan processing. Catherine is also quick to jump in and resolve issues that may affect the loan closing. Both customers and team members value her work ethic, instant accessibility, and caring service.

    Born in Santa Barbara, Catherine grew up in Carpinteria, where her family was one of the first to reside in the area. She currently lives in Oxnard with her children. In her spare time, she enjoys exploring the great outdoors, supporting the local arts and culture scene, and volunteering at her church.


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