SELF-EMPLOYEE LOANS
SOLUTIONS FOR SELF-EMPLOYED BORROWERS

Leahy Lending Team can help meet the unique financing needs of today’s self-employed borrowers.
We offer traditional and niche financing options, such as our bank statement loan program.

BANK STATEMENT PROGRAM HIGHLIGHTS
Ideal for qualified borrowers with nontraditional income stream, such as self-employed, seasonal professionals, freelancers, consultants, etc.
• Available for owner-occupied residences, including condos
• 4506-T and tax returns NOT required
• Bank statements required for the most recent 24 months – Personal or business accounts
• Past homeowners who are sole proprietors or 100% business owners may provide bank statements for the most recent 12 months – Personal accounts only
• Up to 85% loan-to-value (LTV)
• Up to $1 million loan amount
• Maximum 43% debt-to-income (DTI)
• Minimum 600 FICO credit score
•Income/asset docs, residual income, and reserves required (Vary by LTV)

LEARN MORE TODAY

Contact our team to find out more about qualifying for an Austin self-employed home loan.

Buy a Home
Understand your options and prequalify.
Contact US
Reach out to us today to guide you in meeting your home-financing needs.
Our Company
Ryan Leahy with Cornerstone Home Lending looks forward to serving you!