Mark Townsend Team
Mark Townsend Team


Prequalify
LoanFly Borrower Portal


Loan Checklist
Search for Homes
Competitive Edge

Testimonials
Videos
Rate Shopping
Partner Development
LoanFly App
Mortgage Calculators Common Questions and Answers About Us Our Vision
Our Company
Map to Office
Home Page

Mark Townsend
NMLS 208551
Senior Loan Officer
Austin: 512.336.2121
San Antonio: 210.428.6080
Toll Free: 888.826.2121
E-fax: 866.626.2298
mtownsend@houseloan.com

Amy Love
NMLS 208168
Mortgage Consultant
Austin: 512.338.2010
San Antonio: 210.428.6081
alove@houseloan.com

Alejandra Zendejas
NMLS 270703
Partner Development
Austin: 512.338.2002
San Antonio: 210.428.6082
E-Fax: 866.854.0562
azendejas@houseloan.com

Brandy Pearce
Client Care Coordinator
Austin: 512.338.2005
San Antonio: 512.338.2005
Fax: 866.464.8504 bpearce@houseloan.com



Branch NMLS 280988
10415 Morado Circle
Suite 110, Building 2
Austin, Texas 78759

Branch NMLS 281022
3820 West Adams Avenue
Temple, Texas 76504

Branch NMLS 259823
2600 Via Fortuna, Suite 330B
Austin, Texas 78746

Branch NMLS 281026
1450 Lake Robbins Dr. Ste. 360
The Woodlands, Texas 77380


Shopping Around?

Looking for the right mortgage? First, you should make sure you've found the right mortgage lender!

Owning a home may be the largest purchase you will ever make. Therefore, choosing the right mortgage lender is a very important decision. Finding the one that is right for you may take some effort, but getting the results will be worth your while.

Take the time to ask the questions you want to ask and make sure you understand the answers.

When shopping for a lender, it is critical that homebuyers know the lowest interest rate is not always the single most important factor when selecting a lender. Most lenders have very similar and competitive rates, so you probably would not see dramatic differences among them. Compare rates for similar loans and be aware that fees need to be translated into your actual cost.

Your mortgage loan interest rate depends on 26 factors and, at Cornerstone Home Lending, Inc., we will review your financial situation, including credit worth and collateral capacity, to determine how much house you can afford. The 26 criteria necessary to quote an accurate interest rate include: loan size, property type, loan type, occupancy type, residency, available assets, co-borrowers and employment history. We will strive to understand your needs, and our experienced, honest and knowledgeable team will explore options that are relevant to you. The right mortgage loan is not necessarily the one that offers the lowest rate, but rather a complete package of terms, conditions, rates and fees that fit your short- and long-term financial goals. Remember that rates can change on a daily basis, so make sure you compare lender quotes from within the same time period.

Rate is undeniably an important factor in your mortgage loan product, but it should not be the driving force behind your final decision. A low interest rate quoted by one mortgage lender may not be a bargain if you do not know or trust the company. Before you choose the most attractive rate, check into the company's history and reputation. At Cornerstone, you will find Loan Officers dedicated to providing the professional guidance, selection of mortgage products and services to our clients.

Cornerstone Home Lending, Inc. offers a variety of mortgage options including fixed-rate conventional mortgages, adjustable-rate mortgages, FHA, VA and much more. With access to a wide array of national investor sources, our loan products are available with a variety of terms, each with its own unique features and benefits. Every day, we help clients decide which mortgage is the right solution for them. Let us help you make the right choice. Let us help you make the right choice. At Cornerstone Home Lending, Inc., you will discover an atmosphere of enthusiasm, a spirit of dedication and a great desire to build quality relationships. Experience the Cornerstone difference!

 



Mark Townsend | Senior Loan Officer | NMLS 208551| mtownsend@houseloan.com
Austin: 512.336.2121 | San Antonio | 210.428.6080 | Toll Free: 888.826.2121 | Fax: 866.626.2298
Branch NMLS 280988 | 10415 Morado Circle, Suite 110, Building 2 | Austin, TX 78759
Branch NMLS 281022 | 3820 West Adams Avenue | Temple, Texas 76504
Branch NMLS 259823 | 2600 Via Fortuna, Suite 330B | Austin, Texas 78746

© Cornerstone Home Lending, Inc.

Privacy Statement | Disclosure