24 CRITERIA FOR QUOTING RATES

• Loan Size
• LTV
• CLTV
• Credit Score
• Credit History
• Escrows
• Closing Date
• Loan Type
• Property Type
• Occupancy Type
• Residency
• Available Assets
• Asset Seasoning
• Co-Borrowers
• Debt Ratio
• Housing Ratio
• Purchase Plus
• Employment Type
• Employment History
• Documentation
• Relocation
• Seller Contributions
• Gifts
• Cash-out