Please return all of the items below
so that we may provide you a prompt review and the highest level of service:
Two - Complete & Consecutive:
Bank Statements (most current & showing 2-month history, ALL PAGES)
Brokerage Statements (most current & showing 2-month history, ALL PAGES)
Retirement Statements (most current & showing 2-month history, ALL PAGES) (plus documentation to prove source of any recent sizable deposits)
Employment paystubs for last 30 days from each employer for each applicant
Most recent two years' W-2 forms from each wage-earner applicant
Most recent two years' Personal Federal Income Tax Returns (1040s) with all schedules, statements and addenda (completed and signed)
Most recent two years' K-1s for all Partnerships and S-Corps (please double check your return as most K-1's are NOT attached to the 1040)
Most recent two years' Federal Partnership Tax Returns (1065s) and /or Corporate Income Tax Returns (1120s) with all schedules, statements and addenda for any business in which you have at least 25% ownership (completed and signed)
Year-to-date profit/loss statement & balance sheet for any partnership or corporation in which you have at least 25% ownership (completed and signed)
Name of current mortgage lender for all real estate owned with account # AND/OR name & number of all landlords for the previous two years
FOR PURCHASE ONLY: Purchase contract for new property, upon execution
FOR PURCHASE ONLY: Listing agreement or purchase Contract for current residence & certified copy of Closing Statement (when available) if selling property for the purposes of this loan
FOR REFINANCE ONLY: Copy of Title Insurance Policy, Homeowner's Insurance Policy and Survey on property to be refinanced
Homeowner's insurance agent's name and phone number - it is your responsibility to secure homeowner's insurance for the new property prior to closing
Check for application fee (includes credit report & appraisal)
