Melanie Hadley
NMLS 208645
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    Rate Criteria

    26 Factors That Affect Your Mortgage Rate

    • Loan Size
    • LTV
    • CLTV
    • Credit Score
    • Credit History
    • Escrows
    • Closing Date
    • Loan Type
    • Property Type
    • Occupancy Type
    • Residency
    • Available Assets
    • Asset Seasoning
    • Co-borrowers
    • Debt Ratio
    • Housing Ratio
    • Purchase Plus
    • Employment Type
    • Employment History
    • Documentation
    • Transactional DI
    • Re-caste Option
    • Relocation
    • Seller Contributions
    • Gifts
    • Cash-out
    *Other criteria may apply


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