ARM Loans
Flex your buying power with an ARM.
An ARM loan is an adjustable-rate mortgage. For the first few years of the loan, your interest rate and monthly payments are fixed. This initial ARM rate is typically lower than that of a traditional fixed-rate loan. After the fixed-rate period, the rate adjusts periodically based on a benchmark index rate. Mortgage payments can go up or down during the adjustable period.
Benefits:
- Ideal for buyers who frequently relocate or plan to move in a few years
- Short-term cash savings boost, thanks to initial lower monthly payments
- More buying power to afford a bigger home, more amenities, or a premium location
- Good for a variety of properties (primary, second, and investment)
Contact Laurie Mays to discover if an ARM loan is right for you and your homeownership plans.
Loan Options
Learn about different loan programs.
Conventional Loans
Conventional loans are not backed by the government. Learn more about our conventional loan options.
FHA loans
An FHA loan is a government-backed loan insured by the Federal Housing Administration. Learn more about FHA.
VA Loans
We're proud to serve those who serve our country. Learn more about our VA Loan options for Veterans.
Refinance
Know your options for paying off your mortgage. See if refinancing makes sense for you.
Renovation Loans
Whether it's a fixer upper or a home you've lived in for years, a renovation loan may be just what you need.
Down Payment Assistance
Looking for a little assistance with your down payment?
Jumbo Loans
With today's low interest rates, jumbo loans have become increasingly popular.
ARM Loans
Flex your buying power with an adjustable rate mortgage (ARM).
