The Ledesma Team

NMLS 418634

Prequalify

Take your first step towards buying a home.

Understand your options and use these helpful tools and resources.

Know your options for paying off your mortgage sooner.

If you are interested in a refinance, please fill out our questionnaire form and we will help you evaluate if refinancing is right for you.

Name

Email Address

Day Phone

Evening Phone

Original Loan Amount

Current Loan Balance (to the penny)

Original Term on Current Loan

Is your current loan an interest only mortgage?

Current Interest Rate

Original Closing Date of Current Loan (mm/dd/yy)

Next Payment Due Date (mm/dd/yy)

Current Monthly Payment (to the penny)

Are your taxes and insurance included in your payment?

Current Monthly Escrow Payment

Does your current payment include mortgage insurance?

Current Escrow Balance

Annual Property Taxes

Annual Homeowner's Insurance Premium

Insurance Policy Renewal Date (mm/dd/yy)

How much do you think your home is worth?

What loan type do you have now?

Is your current mortgage Fixed Rate or Adjustable Rate?

What term would you prefer on your new loan?

How much longer do you expect to own this home (and have a mortgage)?

Primary Purpose of the Refinance

Secondary Purpose of the Refinance

How do you wish to handle any closing costs or pre-paid expenses?

Have you made any external changes (added a pool, deck, etc.) to your property since your purchase?

Have you previously refinanced a mortgage on this property?

If yes, did you withdraw equity or combine a home improvement 2nd mortgage?

This mortgage is on my:

Do you currently have a 2nd mortgage? (If yes, please provide details below)

Do you think your credit rating is:

How did you hear about me?

Additional comments and details?