Meet the Matt Valentine Team
Cornerstone is a full-service mortgage lender. We offer a variety of mortgage options, home loan programs, and competitive pricing from a wide range of national investors. With in-house processing, underwriting, and funding, Cornerstone is 100% committed to on-time closings and satisfying home-financing experiences.
We look forward to serving you!
Simply Remarkable Financing
Since 1988, Cornerstone has made a positive difference in people's lives. Our staff of caring, seasoned mortgage
professionals is passionate about helping people become homeowners.
Founded by Marc N. Laird and Judy Belanger in Houston, Texas, Cornerstone has steadily grown into one of the largest privately-held mortgage companies in the country.
Cornerstone by the Numbers
- More than 1,000 team members in 100+ branches throughout the United States
- Licensed to lend in 41 states
- #1 non-bank lender in Texas (Based on HMDA data for Cornerstone Home Lending and its affiliates)
- Cornerstone's CEO, Marc Laird received the Top Workplaces CEO Leadership Award in 2017, among Houston's largest companies
- Houston Chronicle Top Workplaces Winner - 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, and 2019
Matt Valentine
NMLS 957068
Loan Officer
I was born in Canton, Ohio but raised in Charlotte, NC so I call North Carolina home. You may see me jumping on the Ohio State Buckeye bandwagon when they are doing something great but I am from Ohio, so it is allowed! I graduated from North Carolina State University in 2005 and am a diehard State fan. I live in Fuquay Varina with my wife of 6 years, Sarah, our son, Jonah and our daughter, Brooke.
My free time is spent hanging out with my family also playing golf and tennis. I love working with borrowers to purchase their new home. First time buyers and seasoned veteran alike, I devote myself to the client experience from the initial consult to the closing table. Not all loans are the same and there are many options beyond your standard 20% down conventional.
Pairing my in-depth knowledge of available loan products with specific requests and capacities of each client is the essence of my job, and it all revolves around listening, communicating and helping the borrower make an educated decision.
JoAnn Ruby
NMLS 1019178
Loan Officer
Coming soon!
Erick Zelenik
NMLS 1559718
Loan Officer
Coming soon!
Cameron Drum
Loan Officer Assistant
Coming soon!
Lauren Mills
Processing Team Lead
Coming soon!
Jessica Moreau
Loan Processor
Caring and compassionate, with a heart for service, Jessica is passionate about helping people. As Loan Processor, she makes sure everything is in place for a smooth loan process and successful closing. Jessica’s real estate background gives her a well-rounded knowledge of the homebuying process. She offers unique insight to help clients have a great experience from start to home.
Born and raised in Biddeford, Maine, Jessica has called North Carolina home since 2008. When she’s not working, Jessica loves spending time outdoors. Hiking, biking, and exploring the beach or the mountains with family are her favorite activities. She also enjoys reading and whipping up delicious dishes in the kitchen.
Erin Winn
Business Development Manager
As Business Development Manager for the Matt Valentine Team, Erin helps her team to identify opportunities, reach future clients, and grow their business in order to support more buyers in achieving their homeownership goals. Erin’s passion is, and always will be, helping and educating others.
Throughout more than 20 years in the mortgage industry, Erin has filled many roles, giving her a rounded understanding of the customer, the loan products, and the mortgage process. Collaboration, communication, and approachability are top priorities for Erin, while maintaining a fun environment and sharing in laughter often.
Outside of work, Erin enjoys spending time with her family. They can often be found at the beach, riding their beach cruisers, looking for seashells, and jumping in the waves.