Factors that affect your Mortgage Rate*

  • Loan Size
  • LTV
  • CLTV
  • Credit Score
  • Credit History
  • Escrows
  • Closing Date
  • Loan Type
  • Property Type
  • Occupancy Type
  • Residency
  • Available Assets
  • Asset Seasoning
  • Co-borrowers
  • Debt Ratio
  • Housing Ratio
  • Purchase Plus
  • Employment Type
  • Employment History
  • Documentation
  • Transactional DI
  • Re-caste Option
  • Relocation
  • Seller Contributions
  • Gifts
  • Cash-out

* Other criteria may apply