We're proud to serve those who serve our country.
The VA Home Loan Program was started in 1944 as a part of the GI Bill of Rights following World War II. It was created to reward those currently serving in the military and veterans that have served. As part of the GI Bill, the government created a special government insured mortgage program to minimize down payments, lower closing costs, and help active-duy service members and veterans achieve the dream of homeownership.
- One of the primary benefits of a VA mortgage is that in most cases a down payment isn't required. It is one of the only home loan programs in the country without a required down payment or private mortgage insurance. VA allows veterans to pay up to 1% of their loan amount toward VA non-allowable fees.
- VA interest rates and annual percentage rates (APRs) tend to be lower when compared to other home loan mortgage programs. Individual interest rates for VA loans are still dependent on your personal situation. Factors that can affect VA interest rates include your credit scores, how much your down payment is, the value of the home, etc.
For eligible veterans and their families, the VA home loan is a truly great financing option and one to explore with Michael Pond, your experienced mortgage professional.
Learn about different loan programs.
Conventional loans are not backed by the government. Learn more about our conventional loan options.
An FHA loan is a government-backed loan insured by the Federal Housing Administration. Learn more about FHA.
We're proud to serve those who serve our country. Learn more about our VA Loan options for Veterans.
Know your options for paying off your mortgage. See if refinancing makes sense for you.
Whether it's a fixer upper or a home you've lived in for years, a renovation loan may be just what you need.
Down Payment Assistance
Looking for a little assistance with your down payment?
With today's low interest rates, jumbo loans have become increasingly popular.