Buy a Home

When you choose to work with us, you are no longer alone.

You're not just a number at Priority Home Lending and John L. Scott. We understand purchasing an Adult Family Home is one of the biggest life decisions you will ever make and are honored to be a part of it.

So, what's the first step? Connect with us so we can learn your home and home-financing needs and goals, discuss a variety of homes and loan products to choose from, and prequalify you for a home loan.

Reach out to us today or click Prequalify to see how much home you can afford. We are honored to be your guide in your home buying journey!

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Contact Us

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Kathy Lawber

John L. Scott

Kathy Lawber began her career in 1995. She started as a licensed assistant and as soon as she had a strong understanding of the business - from the paperwork to customer service and marketing - she struck out on her own as a broker and later earned her managing brokers license.

Real estate is an ever-changing business, and Kathy effortlessly moves with the changing industry tides. She attends conferences and classes to stay current with the market, rules and regulations and laws. Kathy places great importance on being a trusted advisor for her clients and helping them achieve their goals through real estate.

Kathy gives back by donating a portion of each commission to the John L. Scott Foundation. As a member of the Puyallup Kiwanis Club, she is actively involved in fulfilling Kiwanis' global mission of changing the world by serving children, one child and one community at a time. In her free time, Kathy loves spending time with her son and close friends, trying new restaurants, golfing, and bowling.

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Tina Reeder

Loan Officer, NMLS 305534
Priority Home Lending, LLC

From the first consultation to closing day and beyond, Tina strives to be there for her clients at every step of their homebuying journey. She finds true joy in helping people achieve their long-term goals through homeownership – whether they're buying their first home, moving up to their next home, or investing in real estate.

Having served in home lending for nearly 30 years, Tina offers a deep understanding of mortgage solutions available to homebuyers. Open communication is at the core of her service. She takes the time to listen to her clients and keep them updated at key milestones of the loan process. With Tina's personalized guidance, expert industry insight, and caring support, her clients can feel confident knowing they have the right financing for their needs.

Born and raised in Minnesota, Tina has called Washington home since 1993. Outside of work, she enjoys spending time with her husband and their four kids. Their favorite activities include boating, skiing, traveling, and trying new restaurants.

Frequently Asked Questions

Conventional Loans: These loans typically require a minimum of 5% down when owner occupied.

Government-Backed Loans: These loans typically have lower down payment requirements and more flexible guidelines than conventional loans. Owner-occupied only.

Seller financing: In some cases, the seller of an adult family home may be willing to finance the purchase for the buyer. This can be a good option for qualified buyers with limited down payment funds or credit issues.

The credit and income requirements for financing an AFH will vary depending on the type of loan you choose.

The cost of buying an adult family home will vary depending on the size and location of the home, as well as the condition of the property.

In addition to the purchase price of the home, you will also need to budget for closing costs such as appraisal fees, title insurance, and loan origination fees. You may also need to purchase business insurance and make renovations to the home to meet state and local licensing requirements.

There are several benefits to buying an AFH, including:

  • The ability to provide a valuable service to your community. AFHs play an important role in providing care and support to seniors and individuals.
  • The potential to generate income. AFHs can be a profitable business, especially if they are in an area with a high demand for care services.
  • The opportunity to live in the home you own. Many AFH owners choose to live in the home with their residents, which can provide a sense of community and companionship.

When buying an AFH, it is important to consider the following factors:

  • The location of the home. AFHs should be in a safe and convenient area. They should also be close to amenities such as grocery stores, pharmacies, and medical facilities.
  • The size and layout of the home. The home should be large enough to accommodate the number of residents you plan to care for. It should also have a layout that is conducive to providing care and support to residents.
  • The condition of the home. The home should be in good condition and meet all applicable building codes and safety regulations.
  • The licensing status of the home. The home must be licensed by the state in which it is located.

More questions? Reach out to us for answers.

Download Our LoanFly App

Forget everything you know about the home loan process. With our free LoanFly app, you can quickly prequalify, search for homes, upload documents, check loan status and more all from your device. No pen, no paper, no problems. Download the free app now.

LoanFly Borrower Portal

Let us take the guesswork out of your home buying process. Don’t stress about how to send documents or check your loan status. With LoanFly LoanFly Borrower Portal, everything you need to know is at your fingertips anytime, anywhere.