The following principles represent the commitment we make to each client we are given an opportunity to serve. These principles have been established, affirmed and are lived by each member of my exceptionally talented and extremely dedicated team.
We strive to…
Ask questions and listen to our clients to fully understand their needs
Create mortgage solutions that complement our clients' short- and long-term goals
Be sensitive to the fears that many homebuyers have about obtaining a mortgage loan and earn their confidence as a trusted professional
Respect our clients' time and minimize the amount of effort required of them by applying our knowledge, experience and resourcefulness
Communicate regularly and proactively with our clients to keep them informed of the status of their loan and to reduce the stress that is associated with uncertainty
Measure our success by our client's willingness to confidently recommend us
Seek to improve the quality of service we provide by encouraging each client to critically evaluate our performance
Certified Mortgage Consultant
Guided by a heart for service and backed by an amazing team, Ryan Niles offers more than 15 years of
experience in mortgage lending. "My team and I share a fierce passion for taking great care of our clients
and making the mortgage process as seamless as possible," Ryan says. "Home lending is our platform to
positively transform lives and fulfill long-term goals through responsible homeownership."
Whether helping a client buy their first home, improve their home loan savings, or leverage their equity, Ryan offers comprehensive planning and education. He applies the knowledge he's gained over the years to find creative financing options that fit his customers' unique needs. Ryan and his team collaborate closely to bring value and exceptional service to each client's transaction. They work when real estate happens, not just during the traditional 9 AM to 5 PM business day. The Niles Team also always works in their clients' interests. They offer transparency and trusted insight so customers can make confident, well-informed mortgage decisions.
An honors graduate from the University of Washington, Ryan holds a business administration degree with a concentration in finance and marketing. He has lived in the Seattle area since 1999 and enjoys its rich culinary, arts, and culture scene. An avid sports fan, he is passionate about the UW football and basketball team. Traveling, hiking the Pacific Northwest, wine tasting, running and spending time with his amazing wife Kami and dog Charlie round out his other activities outside of work. Married with the hopes of a growing family soon, Ryan's absolute favorite pastime is family time.
David Kirske, Production Associate to Ryan Niles at Cornerstone Home Lending, Inc., started
with The Niles Team in 2018 after Graduating from Gonzaga University with a Business Finance
degree. David assist clients through the initial steps of obtaining a loan all the way
through the process to ensure an seamless closing.
David was born and raised in Washington and spends his free time in the outdoors, skiing, paddle boarding, and traveling.
Adam Golden, Production Associate to Ryan Niles at Cornerstone Home Lending, Inc., strives to create
a frictionless mortgage experience for customers of The Niles Team. Before working with Ryan, David,
and Shannon, Adam studied Economics and Business Finance at Colorado State University, graduated with
a Bachelor of Arts, and has worked as a Branch Assistant and Operations Assistant within other sectors
of the mortgage industry.
For your loan, Adam will be sure to gather and analyze necessary documentation essential for preapproval, distribute disclosure packages detailing your mortgage, and facilitate communication between you and the team.
Adam was born and raised in Western Washington, so naturally he enjoys time spent hiking, camping snowboarding along with getting out of his comfort zone and traveling to new places, whether that be in his own backyard or abroad.
Senior Loan Processor
With a career spanning 15 years, Shannon is both practiced in and passionate about the mortgage industry. She loves helping
the Niles Team of Cornerstone Home Lending, Inc. fulfill their customers' homeownership dreams. More importantly, Shannon
believes in Cornerstone's mission of making a positive difference in people's lives, and she strives to achieve this
mission each day in all that she does.
During the loan process, Shannon will package and submit your loan to underwriting for approval.
Her can-do attitude and attention to detail ensure you experience a smooth, streamlined home financing transaction.
Originally from Las Vegas, Shannon relocated to Lynnwood, Washington, in 2004. She and her husband have been together for 20 years, and have two sons. The Cordova family loves spending time together and exploring all the sights and sounds Washington has to offer!