Meet The Niles Team

The following principles represent the commitment we make to each client we are given an opportunity to serve. These principles have been established, affirmed and are lived by each member of my exceptionally talented and extremely dedicated team.

We strive to…

Ask questions and listen to our clients to fully understand their needs
Create mortgage solutions that complement our clients' short- and long-term goals
Be sensitive to the fears that many homebuyers have about obtaining a mortgage loan and earn their confidence as a trusted professional
Respect our clients' time and minimize the amount of effort required of them by applying our knowledge, experience and resourcefulness
Communicate regularly and proactively with our clients to keep them informed of the status of their loan and to reduce the stress that is associated with uncertainty
Measure our success by our client's willingness to confidently recommend us
Seek to improve the quality of service we provide by encouraging each client to critically evaluate our performance

Niles Team
Ryan Niles

Ryan Niles

NMLS #357455
Certified Mortgage Advisor
Phone: 206.949.4326
Email: [email protected]

Guided by a heart for service and backed by an amazing team, Ryan Niles offers more than 15 years of experience in mortgage lending. "My team and I share a fierce passion for taking great care of our clients and making the mortgage process as seamless as possible," Ryan says. "Home lending is our platform to positively transform lives and fulfill long-term goals through responsible homeownership."

Whether helping a client buy their first home, improve their home loan savings, or leverage their equity, Ryan offers comprehensive planning and education. He applies the knowledge he's gained over the years to find creative financing options that fit his customers' unique needs. Ryan and his team collaborate closely to bring value and exceptional service to each client's transaction. They work when real estate happens, not just during the traditional 9 AM to 5 PM business day. The Niles Team also always works in their clients' interests. They offer transparency and trusted insight so customers can make confident, well-informed mortgage decisions.

An honors graduate from the University of Washington, Ryan holds a business administration degree with a concentration in finance and marketing. He has lived in the Seattle area since 1999 and enjoys its rich culinary, arts, and culture scene. An avid sports fan, he is passionate about the UW football and basketball teams as well as our Seahawks. Traveling, hiking the Pacific Northwest, golfing, wine tasting, running, and spending time with his superhero wife Kami, newborn son Grayson, and dog Charlie round out his other activities outside of work. Currently living in Bainbridge Island and running the Cornerstone office here, Ryan's absolute favorite pastime is family time and helping his amazing clients.

David Kirske

David Kirske

NMLS #1700629
Mortgage Advisor
Phone: 425.318.3323
Email: [email protected]

David Kirske, Mortgage Advisor at Cornerstone Home Lending, started with The Niles Team in 2018 after Graduating from Gonzaga University with a Business Finance degree. David assist clients through the initial steps of obtaining a loan all the way through the process to ensure an seamless closing.

David was born and raised in Washington and spends his free time in the outdoors, skiing, paddle boarding, and traveling.

Shannon Cordova

Shannon Cordova

Senior Loan Processor
Phone: 425.329.3958
Email: [email protected]

With a career spanning 15 years, Shannon is both practiced in and passionate about the mortgage industry. She loves helping the Niles Team of Cornerstone Home Lending fulfill their customers' homeownership dreams. More importantly, Shannon believes in Cornerstone's mission of making a positive difference in people's lives, and she strives to achieve this mission each day in all that she does.

During the loan process, Shannon will package and submit your loan to underwriting for approval.

Her can-do attitude and attention to detail ensure you experience a smooth, streamlined home financing transaction.

Originally from Las Vegas, Shannon relocated to Lynnwood, Washington, in 2004. She and her husband have been together for 20 years, and have two sons. The Cordova family loves spending time together and exploring all the sights and sounds Washington has to offer!

LoanFly Borrower Portal

LoanFly Borrower Portal gives you a truly transparent view of your mortgage transaction.

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LoanFly is the app that lets you search available homes, request current rates, and quickly prequalify!