Home Loan Programs
Petros Christophilis
Petros Christophilis Loan Officer
NMLS 928661200 Westlake Avenue N, Suite 801
Seattle, WA 98109
Phone: 206.406.4690
[email protected]
As a premier Loan Consultant, Petros brings attentive, professional service and consistently on-time closings to his clients. Our goal is to ensure you get the home you need, when you need it. Whether you're a first-time homebuyer, active/veteran military personnel, or need a detailed orientation done for an investment property purchase, we will guide you through the home-financing process.
Purchasing investment properties requires savvy guidance. The seasoned professionals at Cornerstone offer the expert knowledge and mortgage programs needed to help you easily expand your real estate portfolio.
First-time Buyers
There are many loan programs and grants that cater to first-time homebuyers, especially at the state and local levels. Even those who have previously owned a home may also qualify as first-time buyers under certain circumstances.
FHA loans
Many homebuyers, particularly millennials and first-time buyers, are increasingly using FHA loans to finance their home purchase with just a minimum 3.5% down payment. Petros is happy to discuss your eligibility and options.
VA Loans
Advantages include zero down payment, flexible qualification requirements, and no need for private mortgage insurance. As well, loan-closing costs for this program may be lower than other types, and VA loans offer competitive interest rates.
Condos
At Cornerstone, Petros has a streamlined condo approval process thanks to in-house underwriting and processing, which means you can get your approval faster and close on your purchase sooner!
Jumbo Loans
You can choose between fixed or adjustable rates, depending on your goals. Finding the right loan to fit your Jumbo needs can be challenging. Trust our knowledgeable team to guide you through the process.
Conventional Loans
Conventional loans are not backed by the government. Learn more about our conventional loan options.
Refinance
Since your home is often your largest financial asset, you may be able to put the equity in your home to work and shorten the term of your loan by raising your payment a little to reach your goal sooner.