First-Time Home Buyer

First-Time Home Buyer?

Making the decision to buy your first home is both exciting and confusing. It’s more than just a financial decision – it’s a place to settle down, raise a family, plan for the future and become part of a community. Getting your first mortgage is unlike any financial transaction you’ll have likely made before, and the whole process can be overwhelming. Relax – we’re here to help.

Buying vs. Renting

Renting can be a good option for people who are right out of college, settling down into a new city or are just not ready to commit to a home. However, there are more benefits to owning than just being able to paint the walls any color you’d like. You could be building equity in your home, building your net worth and can deduct your mortgage loan interest from your federal income tax. That adds up to a lot of savings over the course of the year.

Want something else to think about? The Raleigh/Cary market was named the healthiest housing market in the country by Builder Magazine. Now is certainly the time to buy!

Have Questions?

At Cornerstone, our knowledgeable loan officers are here to help. Contact us for more information about the mortgage process and special programs for first-time home buyers. We’ve earned the trust of homeowners across the Southeast and Mid-Atlantic – Let us earn yours!

Prequalify Now

Take your first step towards buying a new home. Know how much house you can afford.