Refinancing your mortgage can save you thousands of dollars, especially when you refinance with Cornerstone Home Lending, Inc! Our loan officers take the time to understand your situation and recommend the right course of action – whether that’s sticking with your current mortgage or refinancing with an ARM, No Closing Cost loan, or another one of our loan options.
While refinancing could make a significant difference in the amount you pay each month, there are other costs you should consider. Plus, your finance charges may be higher over the life of the loan. However, refinancing a mortgage is similar to when you applied for your loan initially. You must have a relatively good credit score, pay closing costs and fees, and may even have a cursory home inspection. So you need to be sure that it will really be worthwhile and do plenty of research. Focus on long-term costs and benefits based on the equity in your home, the terms of the new and existing loans, and the break-even point at which you will recover your costs.
Would you like to lower your monthly payment? Free up some cash? Change the term of your loan? Whatever your reason for refinancing, Cornerstone Home Lending, Inc can help you find the right loan.
Buyer education is one of our priorities. Take some of the mystery and confusion out of the loan process; check out our guide to the loan process and discover your “Flight Plan to Arrive On Time”!
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