THE HOUSING FINANCIAL DISCRIMINATION ACT OF 1977 FAIR LENDING NOTICE

Pursuant to California Health & Safety Code §35830; California Code Reg. tit.§7114

It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:

  1. Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to an unsafe and unsounds business practice; or
  2. Race, color, religion, sex, marital status, domestic partnership, national origin or ancestry.

It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions to provide financial assistance.

These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one- to four-unit family residences occupied by the owner and for the purpose of the home improvement of any one- to four-unit family residence.

If you have any question about your rights, or if you wish to file a complaint, contact the management of this financial institution or the Department of Business Oversight at one of the following locations:

1515 K Street
Suite 200
Sacramento, CA 95814-4052
Tel: 916-445-7205
(866) 275-2677
One Sansome Street
Suite 600
San Francisco, CA 94104-4428
Tel: (415) 972-8565
(866) 275-2677
45 Fremont Street
Suite 1700
San Francisco, CA 94105-2219
Tel: (415) 263-8500
Fax: (415) 288-8830
300 S. Spring Street
Suite 15513
Los Angeles, CA 90013-1259
Tel: (213) 897-2085
Fax: (213) 897-8860
320 West 4th Street
Suite 750
Los Angeles, CA 90013-2344
Tel: (213) 576-7500
(866) 275-2677
1350 Front St. #2034
San Diego, CA 92101-3697
Tel: (619) 525-4233
(866) 275-2677
7575 Metropolitan Drive
Suite 108, San Diego, CA 92108-4421
Tel: (619) 682-7227
Fax: (619) 682-7217

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