Heather Newton
Loan Officer
910-745-7942 | Cell/Text
heather@libertyridgelending.com
NMLS# 2480551
Your Trusted Mortgage Guide
Heather began her career in the mortgage industry right after college and has been passionate about helping families achieve homeownership ever since. With over a decade of experience, she takes pride in building strong relationships with her clients, guiding them through the process with clear communication, education, and care every step of the way. Heather understands that every situation is unique and works hard to find the best loan solutions to fit each client's needs.
She lives in Willow Springs with her husband and their twin boys, where life is filled with all things outdoors-from baseball fields and hunting trips to fishing adventures. When they're not playing or coaching sports, you'll find them cheering on the NC State Wolfpack together.
When you work with Heather Newton, you are not just another number or transaction. Heather is here for you throughout your homeownership journey!
Contact Heather Buy a HomeMortgage Payment Calculator
Private mortgage insurance typically costs between 0.5% to 1% of the entire loan amount on an annual basis.Expect to pay $35 a month per $100,000 in home value.Principal & Interest
$1,083
Taxes
$563
Mortgage Insurance
$45
Home Owners Insurance
$75
HOA
$100
| Purchase Price | Loan Amount | 4.50% | 4.75% | 5.00% | 5.25% | 5.50% | 5.75% |
|---|---|---|---|---|---|---|---|
| $225,000 | $213,750 | $1,865 | $1,897 | $1,929 | $1,962 | $1,996 | $2,029 |
| $235,000 | $223,250 | $1,940 | $1,974 | $2,007 | $2,042 | $2,077 | $2,112 |
| $245,000 | $232,750 | $2,015 | $2,050 | $2,085 | $2,121 | $2,158 | $2,194 |
| $255,000 | $242,250 | $2,090 | $2,127 | $2,163 | $2,201 | $2,238 | $2,277 |
| $265,000 | $251,750 | $2,166 | $2,203 | $2,241 | $2,280 | $2,319 | $2,359 |
| $275,000 | $261,250 | $2,241 | $2,280 | $2,319 | $2,360 | $2,400 | $2,442 |
| $285,000 | $270,750 | $2,316 | $2,356 | $2,397 | $2,439 | $2,481 | $2,524 |
| Cost of Waiting | $40 | $81 | $123 | $165 | $208 | ||
Contact Heather
