Heather Newton

Production Associate

910-745-7942 | Cell/Text
heather@libertyridgelending.com
NMLS# 2480551

Your Trusted Mortgage Guide

Heather is dedicated to making sure each client receives a positive home-financing experience. She handles and prepares all the necessary information and documents to support clients in their homebuying journey, always providing top-notch service and a can-do attitude. With in-depth knowledge of all the mortgage ins-and-outs, she ensures a smooth process from start to closing – helping with anything and everything in between!

Heather entered the mortgage world after university and has loved it ever since. She currently lives in Willow Spring with her husband and twin boys (who just turned five!). They love spending time together outside as a family, and always have a blast cheering on the Wolfpack football team at Carter Finley Stadium!

When you work with Heather Newton, you are not just another number or transaction. Heather is here for you throughout your homeownership journey!

Contact Heather Buy a Home

Mortgage Payment Calculator

Mortgage Details


Private mortgage insurance typically costs between 0.5% to 1% of the entire loan amount on an annual basis.
Expect to pay $35 a month per $100,000 in home value.

Your Monthly Payment
$1,865
Payment Breakdown
$1,865


Principal & Interest
$1,083



Taxes
$563



Mortgage Insurance
$45



Home Owners Insurance
$75



HOA
$100


Monthly Payment Estimates
by interest rate


Purchase Price Loan Amount 4.50% 4.75% 5.00% 5.25% 5.50% 5.75%
$225,000 $213,750 $1,865 $1,897 $1,929 $1,962 $1,996 $2,029
$235,000 $223,250 $1,940 $1,974 $2,007 $2,042 $2,077 $2,112
$245,000 $232,750 $2,015 $2,050 $2,085 $2,121 $2,158 $2,194
$255,000 $242,250 $2,090 $2,127 $2,163 $2,201 $2,238 $2,277
$265,000 $251,750 $2,166 $2,203 $2,241 $2,280 $2,319 $2,359
$275,000 $261,250 $2,241 $2,280 $2,319 $2,360 $2,400 $2,442
$285,000 $270,750 $2,316 $2,356 $2,397 $2,439 $2,481 $2,524
Cost of Waiting $40 $81 $123 $165 $208
*Cost of waiting estimates are based on the percentage (%) down entered into the calculator. Disclosure: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. All loans are subject to approval and credit terms may vary.

Contact Heather

Heather Newton
NMLS# 2480551
Production Associate
910-745-7942
910-745-7942

Manage Your Home Loan from Start to Finish With

Loanfly®

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