Refinance

People refinance for a variety of reasons including changing from an adjustable-rate to a fixed-rate mortgage, shortening or lengthening the term of the loan, home renovations, getting a loan with better terms and debt consolidation. While refinancing could make a significant difference in the amount you pay each month, there are other costs you should consider. Plus, your finance charges may be higher over the life of the loan. However, refinancing a mortgage is similar to when you applied for your loan initially. You must have a relatively good credit score, pay closing costs and fees, and may even have a cursory home inspection. So you need to be sure that it will really be worthwhile and do plenty of research. Focus on long-term costs and benefits based on the equity in your home, the terms of the new and existing loans, and the break-even point at which you will recover your costs. Is refinancing right for you? Contact Nest Home Lending to find out!

Location

511 Crossing Drive, Suite 204
Lafayette, Colorado 80026
6025 S. Quebec Street, Suite 170
Centennial, Colorado 80111
2809 E. Harmony Road, Suite 200D
Fort Collins, Colorado 80528

Loan Officers

Jason Humphries
NMLS 280172
Phone: 303.547.3407
Fax: 866.682.3821
[email protected]
Corey Lorenz
NMLS 907643
Phone: 303.547.3596
Cell: 720.297.8364
Fax: 866.682.3821
[email protected]
Nest Home Lending logo