Experience Matters
Welcome! We're glad you're here. Choosing a mortgage professional is an important decision, and we're honored you're considering Cornerstone Home Lending. Our Santa Barbara Mortgage Lenders will work hard to deliver a satisfying and streamlined lending experience.
Read More About UsYou Matter
Our team is committed to helping you choose the right mortgage product and home loan in Santa Barbara ensuring that your loan closes on time.
Read More About the TeamSanta Barbara home loans start with Mark Johnson
Enjoy a refreshingly different mortgage experience—one that’s totally focused on you!
Wherever you are in life – buying your first house, moving up (or downsizing) to a new dream home, renovating a fixer upper, or investing in vacation property – Mark can help. Mark recently received awards for Top Dollar Volume 2019 and Most Closed Loans 2019 by Scotsman Guide. Because there are many Santa Barbara home loans out there, he works closely with you to find the right one for your needs now and in the years to come. Mark offers trusted guidance to help you achieve your long-term goals through homeownership. Among other Santa Barbara mortgage lenders, he strives to deliver the most competitive value for the mortgage program you choose.
Plus, Mark and his team are experienced in VA home loans. Don’t believe the common myth that getting a VA mortgage is difficult. This amazing program can help more veterans, active-duty service members, reservists, and National Guard members become homeowners. The sky is nearly the limit with VA home loans: Eligible VA buyers can now qualify for up to $2 million with little or NO money down. If you’re a veteran or currently serving, reach out to Mark about VA home loans!
With Mark as your lender, you’ll never be in the dark about where you are in the mortgage process. He provides clear communication, proactive updates, and prompt responses to questions and concerns. Backed by his insight and experience, you can make confident, well-informed mortgage decisions.
Thanks for taking the time to learn more about Mark. You’ll love having him on your side from start to home—and beyond. He’s dedicated to being YOUR lender for life!
What People Are Saying About
The Mark JohnsonTeam
We're committed to providing each and every client we serve with raving fan service! We hope we've earned your 5 star review!
Cornerstone Home Lending Difference
| Cornerstone Home Lending | vs | Competitors |
|---|---|---|
| Latest Technology & Security | ||
| Easy to Use Phone App | ||
| Competitive Rates | ||
| 250+ | Loan Programs Offered | |
| Close & Fund Your Loan in Less than 30 Days |
Prequalify
Ready to get started? Click for our online application to begin the pre-qualification process.
Buy a Home
Understand your home buying options and review various loan programs available.
Refinance
Know your options for paying off your mortgage. See if refinancing makes sense for you.
Calculators
Check-out our calculators to get an idea of payment information and more!
Educational Library
Access Videos, Flyers & more all designed to help educate you on the Home Loan Process!
Contact Us
I'm happy to answer any questions you may have about our mortgage services.
LoanFly Borrower Portal
LoanFly Borrower Portal gives you a truly transparent view of your mortgage transaction.
Download LoanFly App
LoanFly is the app that lets you search available homes, request current rates, and quickly prequalify!
Meet the Team
We hope you'll take time to get to know us. And we look forward to being your Lender for life!
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