Experience Matters

Welcome! We're glad you're here. Choosing a mortgage professional is an important decision, and we're honored you're considering Cornerstone Home Lending. Our Santa Barbara Mortgage Lenders will work hard to deliver a satisfying and streamlined lending experience.

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You Matter

Our team is committed to helping you choose the right mortgage product and home loan in Santa Barbara ensuring that your loan closes on time.

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Santa Barbara home loans start with Mark Johnson

The Kelly Marsh Team

Enjoy a refreshingly different mortgage experience—one that’s totally focused on you!

Wherever you are in life – buying your first house, moving up (or downsizing) to a new dream home, renovating a fixer upper, or investing in vacation property – Mark can help. Mark recently received awards for Top Dollar Volume 2019 and Most Closed Loans 2019 by Scotsman Guide. Because there are many Santa Barbara home loans out there, he works closely with you to find the right one for your needs now and in the years to come. Mark offers trusted guidance to help you achieve your long-term goals through homeownership. Among other Santa Barbara mortgage lenders, he strives to deliver the most competitive value for the mortgage program you choose.

Plus, Mark and his team are experienced in VA home loans. Don’t believe the common myth that getting a VA mortgage is difficult. This amazing program can help more veterans, active-duty service members, reservists, and National Guard members become homeowners. The sky is nearly the limit with VA home loans: Eligible VA buyers can now qualify for up to $2 million with little or NO money down. If you’re a veteran or currently serving, reach out to Mark about VA home loans!

With Mark as your lender, you’ll never be in the dark about where you are in the mortgage process. He provides clear communication, proactive updates, and prompt responses to questions and concerns. Backed by his insight and experience, you can make confident, well-informed mortgage decisions.

Thanks for taking the time to learn more about Mark. You’ll love having him on your side from start to home—and beyond. He’s dedicated to being YOUR lender for life!

What People Are Saying About

The Mark JohnsonTeam

We're committed to providing each and every client we serve with raving fan service! We hope we've earned your 5 star review!

Cornerstone Home Lending Difference

Cornerstone Home Lending vs Competitors
Latest Technology & Security
Easy to Use Phone App
Competitive Rates
250+ Loan Programs Offered
Close & Fund Your Loan in Less than 30 Days

LoanFly Borrower Portal

LoanFly Borrower Portal gives you a truly transparent view of your mortgage transaction.

Download LoanFly App

LoanFly is the app that lets you search available homes, request current rates, and quickly prequalify!

Meet the Team

We hope you'll take time to get to know us. And we look forward to being your Lender for life!
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