Meet The Niles Team
The following principles represent the commitment we make to each client we are given an opportunity to serve. These principles have been established, affirmed and are lived by each member of my exceptionally talented and extremely dedicated team.
We strive to…
Ask questions and listen to our clients to fully understand their needs
Create mortgage solutions that complement our clients' short- and long-term goals
Be sensitive to the fears that many homebuyers have about obtaining a mortgage loan and earn their confidence as a trusted professional
Respect our clients' time and minimize the amount of effort required of them by applying our knowledge, experience and resourcefulness
Communicate regularly and proactively with our clients to keep them informed of the status of their loan and to reduce the stress that is associated with uncertainty
Measure our success by our client's willingness to confidently recommend us
Seek to improve the quality of service we provide by encouraging each client to critically evaluate our performance
Ryan Niles: The Mortgage Expert Delivering Exceptional Service
Ryan Niles, a seasoned mortgage professional with over 18 years of experience, is more than just a mortgage advisor; he's a dedicated advocate for his clients. His journey in the world of mortgage lending began with a passion for service and a vision to transform lives through responsible homeownership.
An honors graduate from the University of Washington, Ryan holds a degree in business administration with a focus on finance and marketing. Since 1999, he has called the vibrant Seattle area home, immersing himself in the rich culinary, arts, and culture scene that this city has to offer.
But Ryan's dedication extends far beyond the classroom and local attractions. He is driven by a deep commitment to helping people achieve their homeownership dreams. As the founder of The Niles Team, he's spent years perfecting and studying the team's process, ensuring a red carpet experience for clients and a streamlined, worry-free transaction for referral partners.
Ryan's guiding principle is service with a heart, backed by an exceptional team. He and his team share a fierce passion for taking great care of their clients and making the mortgage process as seamless as possible. Home lending serves as their platform to positively transform lives and fulfill long-term goals through responsible homeownership.
Whether it's assisting a first-time homebuyer, optimizing home loan savings, or helping clients leverage their equity, Ryan offers comprehensive planning and education. He applies the knowledge he's gained over the years to find creative financing options that align with each client's unique needs. Ryan and his team collaborate closely to bring value and exceptional service to every transaction, transcending the boundaries of traditional business hours.
The Niles Team's commitment to service extends to its deep respect for clients' interests. They prioritize transparency and provide trusted insight, empowering customers to make confident, well-informed mortgage decisions.
Ryan's client-centric approach has not gone unnoticed. Review after review attests to the exceptional service he and his team deliver. One satisfied client shared, "Ryan and his team did a great job at keeping me informed and making sure that I had all my questions answered. They expedited the whole process of getting my mortgage approved and closing on the house, which was phenomenal! From the time that I found my townhouse to closing, it was three weeks!"
Another client mentioned, "I'm generally a very skeptical person when it comes to financial services but this team definitely has my trust and I will recommend them to anyone in the future." The high praise and trust in Ryan's team exemplify their dedication to their clients' needs and their commitment to delivering a truly personalized experience.
Ryan Niles doesn't just stop at the office. In his free time, he enjoys staying active with activities like working out, running in half marathons, hiking, playing basketball, and snow skiing. He's also an avid traveler, exploring the world whenever he can. However, his most cherished moments revolve around his family, spending quality time with his superhero wife, Kami, and sons, Grayson, and Lawson.
Ryan's commitment to community and education is evident in his consistent efforts to give back. He frequently teaches complimentary homebuyer classes to the public on weekends and specializes in down payment assistance programs for first-time homebuyers. His dedication and expertise have earned him numerous awards, including the Seattle Magazine Five Star Professional Award for nine consecutive years.
To Ryan Niles, homeownership is not just a transaction; it's a life-changing experience, and he's here to guide you every step of the way. His passion for helping clients find the right loan for their individual needs and introducing them to the unique benefits of homeownership remains his favorite part of the job.
In addition to his commitment to clients, Ryan is also passionate about Husky football and basketball, proudly cheering for the UW teams. His dedication to family, clients, and community make him not just a mortgage expert but a trusted partner on your homeownership journey. Go, Dawgs!
David Kirske, Mortgage Advisor at Cornerstone Home Lending, started with The Niles Team in 2018 after Graduating from Gonzaga University with a Business Finance degree. David assist clients through the initial steps of obtaining a loan all the way through the process to ensure an seamless closing.
David was born and raised in Washington and spends his free time in the outdoors, skiing, paddle boarding, and traveling.
With a career spanning 15 years, Shannon is both practiced in and passionate about the mortgage industry. She loves helping the Niles Team of Cornerstone Home Lending fulfill their customers' homeownership dreams. More importantly, Shannon believes in Cornerstone's mission of making a positive difference in people's lives, and she strives to achieve this mission each day in all that she does.
During the loan process, Shannon will package and submit your loan to underwriting for approval.
Her can-do attitude and attention to detail ensure you experience a smooth, streamlined home financing transaction.
Originally from Las Vegas, Shannon relocated to Lynnwood, Washington, in 2004. She and her husband have been together for 20 years, and have two sons. The Cordova family loves spending time together and exploring all the sights and sounds Washington has to offer!