Your Loan Team Carolinas
    • First-time homeowners taking a picture on their sofa in their new home

    Meet the Team

    Steve Lewis' photo Steve Lewis
    Senior Loan Officer
    NMLS ID #1427436
    Licensed in NC, SC, VA, MD, TN, FL and TX

    Office: 704.754.8548
    Cell: 704.862.8865
    [email protected] 

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    I lived in Richmond, VA for the bulk of my life and consider that home; however, my wife and I now live in Charlotte and have embraced and enjoy all that the Queen City of North Carolina has to offer.

    Even though I have been in the mortgage and real estate industries for over 12 years, my business and social perspectives are the result of diverse experiences and successes as an Executive in Corporate America, a Real Estate Broker, a Small Business Owner, and a Mortgage Loan Officer.

    Over my 30+ year career, I’ve forged three fundamental principles by which I approach any circumstance, challenge, or opportunity in business and life: faith, family, friends, fortune ($) in that order; focus on significance more than success; and be honest, be happy, be fair, and be kind.

    I take great pride in giving my clients and the Realtors I work with the same care, clear communication and instant accessibility that I would want if the mortgage transaction were for my own home. I believe the best type of leadership is servant leadership, and I am ready to serve your mortgage financing needs. Please give me a call.

    Cheryl Smith's photo Cheryl Smith
    Operations Production Manager
    NMLS ID #940375

    Direct: 704.579.8494
    [email protected] 

    Cheryl offers more than 30 years of industry insight and experience. She has served in many areas of the mortgage business – from processing and mortgage insurance underwriting to branch management, wholesale lending, and private banking.

    She enjoys sharing the knowledge she’s gained to help clients make confident, well-informed financing decisions. Cheryl also provides comprehensive mortgage planning. “I believe that homeownership can accomplish long-term goals,” she says. “I take the time to understand what my clients are looking for so I can find the solutions that will help them get there.”

    Cheryl’s honest guidance, clear communication, responsive service, and instant accessibility are instrumental in creating smooth, seamless mortgage transactions. She truly cares about her customers and is dedicated to being their trusted resource year after year, loan after loan.

    Born in Utica, New York, Cheryl has called Charlotte home since 1978. She holds an economics degree from the University of North Carolina – Chapel Hill. She devotes her time outside of work to friends, family, and the best rescue pup ever.


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