Meet The Debbie Havens Team
Cornerstone is a full-service mortgage lender. We offer a variety of mortgage options, home loan programs, and competitive pricing from a wide range of national investors. With in-house processing, underwriting, and funding, Cornerstone is 100% committed to on-time closings and satisfying home-financing experiences.
We look forward to serving you!
Branch Manager | NMLS 653845
Hello from our family to yours! Thank you for your interest and allowing us the opportunity to tell you about our team.
Debbie Havens is a Licensed Senior Loan Officer with 20+ years of experience in the home financing industry. She has also taught many homebuyer classes here in Colorado Springs.
Our team is built on the simple, important concepts of integrity and service. We take great pride in helping families achieve homeownership while providing a high level of personalized client service before and after the transaction is complete.
What does it all mean to you? You can be certain that you are entrusting your home financing needs to a team of professionals who know that your new home is both a place to create wonderful memories and to help you achieve your financial goals. We look forward to meeting and serving you soon!
Production Associate | NMLS 1662419
As Production Associate to the Debbie Havens Team, Samantha works closely with clients throughout their home loan process, guiding them step-by-step, ensuring consistent communication, and following through on each detail needed for a smooth and on-time closing.
With a strong relationship focus, Samantha takes time to dig beneath the surface with clients and business partners. She loves learning about their hobbies, interests, and family lives. For Samantha, the most satisfying part of her role is seeing the light in a client’s eyes grow brighter as they move through their home purchase process. "At the closing table, you can see just by looking at them, how happy they are to be achieving a dream," she says.
Samantha was born and raised in Colorado Springs. In her free time, she enjoys reading, exploring the outdoors, and spending time with family and friends.
Production Associate | NMLS 1561851
Amanda Smith loves helping people achieve their homeownership dreams—especially when they thought it wouldn't be possible. A dedicated, knowledgeable mortgage advisor, she excels in finding mortgage solutions that fit her clients' unique needs. "Becoming a homeowner is an amazing milestone," she says. "I want my clients to enjoy the experience, so I do everything I can to make the financing side as effortless as possible."
Amanda honed her exceptional customer service first in the food service field and then as a medical assistant. She joined the real estate industry in 2013 and transitioned to the mortgage side of the business two years later. In November 2019, Amanda made Cornerstone Home Lending her professional home because the company's mission aligns with her personal passion: To make a positive difference in the lives of others.
Born in Cleveland, Ohio, Amanda lived in Germany for a few years before her family settled in Colorado when she was about six years old. She considers Colorado Springs her true hometown. Amanda spends most of her time outside of work keeping up with her three boys and their many school activities. You'll usually find her cheering the loudest at her sons' soccer matches!
Financial Analyst / Loan Officer | NMLS 1492476
"From the outside looking in, getting a mortgage can seem complicated, and it's no secret that there are a lot of moving parts. My goal is to be there at each step for my customers, making sure they understand their options and what to expect from start to finish. And I always do what I say."
A former Air Force pilot, flight commander, section commander, and squadron commander, Joe Drew lives and works with a commitment to integrity, selfless service, accountability, and excellence. His passion for helping others shines through in his role as a trusted advisor. Backed by his honest guidance, crystal-clear communication, and prompt responses, Joe's clients can make confident, well-informed mortgage decisions.
Born and raised in Bangor, Maine, Joe has lived in Colorado Springs since 1990. He graduated from the United States Air Force Academy with a bachelor's degree in Atmospheric Science and a master's degree in Procurement Management. After serving in the Air Force, he worked in financial services before joining the mortgage industry.
When he's not helping people achieve their homeownership dreams, you'll find Joe spending as much time as possible with his children and grandchildren.