Cornerstone Home Lending
Your Lender for Life
Esther Spence-Crabb
Mortgage Consultant / Mortgage Branch Manager
NMLS 117289
Esther@houseloan.com
Providing innovative service and mortgage guidance to help select a residential loan program for each individual client is my main goal. I love working with people, and I enjoy forming relationships with my clients built on trust, integrity and hard work.
Please don't hesitate to contact me should you have questions about your current mortgage, prequalification for a new mortgage or any other home-financing needs. Also, please feel free to pass on my name to any friends or relatives who you think may benefit from my services. Referrals are the highest compliment I can receive!
What People Are Saying About
Esther Spence Crabb
We're committed to providing each and every client we serve with raving fan service! We hope we've earned your 5 star review!
Payment Calculator
Mortgage Estimator Tool
Private mortgage insurance typically costs between 0.5% to 1% of the entire loan amount on an annual basis.Expect to pay $35 a month per $100,000 in home value.Principal & Interest
$930
Taxes
$563
Mortgage Insurance
$45
Home Owners Insurance
$75
HOA
$100
| Purchase Price | Loan Amount | 3.25% | 3.50% | 3.75% | 4.00% | 4.25% | 4.50% |
|---|---|---|---|---|---|---|---|
| $225,000 | $213,750 | $1,712 | $1,742 | $1,772 | $1,803 | $1,834 | $1,865 |
| $235,000 | $223,250 | $1,781 | $1,812 | $1,843 | $1,875 | $1,907 | $1,940 |
| $245,000 | $232,750 | $1,849 | $1,881 | $1,914 | $1,947 | $1,981 | $2,015 |
| $255,000 | $242,250 | $1,917 | $1,951 | $1,985 | $2,020 | $2,055 | $2,090 |
| $265,000 | $251,750 | $1,986 | $2,020 | $2,056 | $2,092 | $2,128 | $2,166 |
| $275,000 | $261,250 | $2,054 | $2,090 | $2,127 | $2,164 | $2,202 | $2,241 |
| $285,000 | $270,750 | $2,122 | $2,160 | $2,198 | $2,237 | $2,276 | $2,316 |
| Cost of Waiting | $38 | $76 | $115 | $154 | $194 | ||
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$432
-
$456
-
$912
-
$1,380
-
$1,848
-
$2,328
-
$12,960
-
$13,680
-
$27,360
-
$41,400
-
$55,440
-
$69,840
Disclosure: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. All loans are subject to approval and credit terms may vary.
