Cornerstone Home Lending

Your Lender for Life

Esther Spence-Crabb

Mortgage Consultant / Mortgage Branch Manager
NMLS 117289

Direct: 360.929.0953
Esther@houseloan.com
Esther Spence-Crabb

Providing innovative service and mortgage guidance to help select a residential loan program for each individual client is my main goal. I love working with people, and I enjoy forming relationships with my clients built on trust, integrity and hard work.

Please don't hesitate to contact me should you have questions about your current mortgage, prequalification for a new mortgage or any other home-financing needs. Also, please feel free to pass on my name to any friends or relatives who you think may benefit from my services. Referrals are the highest compliment I can receive!

What People Are Saying About

Esther Spence Crabb

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We're committed to providing each and every client we serve with raving fan service! We hope we've earned your 5 star review!

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Mortgage Estimator Tool




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Mortgage Details


information iconPrivate mortgage insurance typically costs between 0.5% to 1% of the entire loan amount on an annual basis.
information iconExpect to pay $35 a month per $100,000 in home value.

Your Monthly Payment
$1,712
Find Out If You Qualify
Payment Breakdown
$1,712


Principal & Interest
$930



Taxes
$563



Mortgage Insurance
$45



Home Owners Insurance
$75



HOA
$100


Monthly Payment Estimates
by interest rate


Purchase Price Loan Amount 3.25% 3.50% 3.75% 4.00% 4.25% 4.50%
$225,000 $213,750 $1,712 $1,742 $1,772 $1,803 $1,834 $1,865
$235,000 $223,250 $1,781 $1,812 $1,843 $1,875 $1,907 $1,940
$245,000 $232,750 $1,849 $1,881 $1,914 $1,947 $1,981 $2,015
$255,000 $242,250 $1,917 $1,951 $1,985 $2,020 $2,055 $2,090
$265,000 $251,750 $1,986 $2,020 $2,056 $2,092 $2,128 $2,166
$275,000 $261,250 $2,054 $2,090 $2,127 $2,164 $2,202 $2,241
$285,000 $270,750 $2,122 $2,160 $2,198 $2,237 $2,276 $2,316
Cost of Waiting $38 $76 $115 $154 $194
*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.



Yearly Cost of Waiting
$225,000


  • $432
  • $456
  • $912
  • $1,380
  • $1,848
  • $2,328




Life of the Loan Cost of Waiting
$225,000


  • $12,960
  • $13,680
  • $27,360
  • $41,400
  • $55,440
  • $69,840




*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.
Disclosure: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. All loans are subject to approval and credit terms may vary.

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