Contact Kirby     
Kirby Laird
 







  		 


Payment Calculator
Mortgage Estimator Tool



Print Summary

Mortgage Details


Purchase Price
% Down Payment
$ Down Payment
% Interest Rate
Mortgage Length (Years)
Yearly HOA Fee
Tax Rate
Mortgage Insurance
Private mortgage insurance typically costs between 0.5% to 1% of the entire loan amount on an annual basis.
Home Owners Insurance
Expect to pay $35 a month per $100,000 in home value.

Your Monthly Payment
$1,838
Payment Breakdown
$1,838


Principal & Interest
$1,083

Taxes
$507

Mortgage Insurance
$73



Home Owners Insurance
$108



HOA
$100


Monthly Payment Estimates
by interest rate


Purchase Price Loan Amount 4.50% 4.75% 5.00% 5.25% 5.50% 5.75%
$225,000 $213,750 $1,838 $1,903 $1,936 $1,969 $2,002 $2,036
$235,000 $213,750 $1,871 $1,903 $1,936 $1,969 $2,002 $2,036
$245,000 $213,750 $1,871 $1,903 $1,936 $1,969 $2,002 $2,036
$255,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
$265,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
$275,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
$275,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
Cost of Waiting $36 $73 $110 $148 $186
*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.



Yearly Cost of Waiting
$225,000


  • $432
  • $432
  • $876
  • $1,320
  • $1,776
  • $2,232




Life of the Loan Cost of Waiting
$225,000


  • $12,960
  • $12,960
  • $26,280
  • $39,600
  • $53,280
  • $66,960




*Cost of waiting estimates are based on the percentage (%) down entered into the calculator.
Disclosure: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. All loans are subject to approval and credit terms may vary.



 


 


Kirby Laird • NMLS 197917 • 1177 West Loop South, Suite 700 • Houston, TX 77027
Phone: 713.621.4663 • Fax: 713.439.9564 • E-mail: [email protected]
Universal Access Equal Housing Lender
© Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Member FDIC. | Company NMLS 2258 (www.nmlsconsumeraccess.org)
Loan Production Office | Privacy Notice | Loan Production Office | Terms of Use | Statement of Accessibility | Texas Bank Complaint Notice | CA Fair Lending Notice

Our mission is to make a positive difference in your life. We're dedicated to providing remarkable service and welcome the opportunity to hear how we're doing. If you are a Cornerstone Home Lending customer and are experiencing any issues with your mortgage transaction, please reach out to:

,
713.212.3049 |

The above service is provided for Cornerstone Home Lending customers and is not meant for solicitations, servicing related inquiries, or any other purpose. For these, please call our corporate office at .