Lock Shop & Go!

We can give you peace of mind while finding a place you really love. With our Lock, Shop, and Go program, you can secure an interest rate for longer than the standard lock period. Plus, you don't need a contract to lock terms!


  • Lock period for 90 or 120 days*
  • Takes away the stress of a short-term rate lock for a better buying experience
  • If rates fall, you have the option to "float down" to a lower rate 30 days before closing if locked on a 90-day or 120-day lock

Eligible Programs & Terms

  • Conventional, FHA, and VA fixed rates
  • USDA with fixed rates
  • Purchase transactions only

Other Requirements

  • Borrower pays an upfront fee that is refundable if they're not approved for the loan
  • Loan must close and fund before the lock expires

Additional restrictions and requirements may apply. Speak with your Mortgage Branch Manager, CMPS for details. Not a commitment to lend. Borrower must meet qualification criteria. Program details are current as of September 2023 and are subject to change without notice.

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