Buy a New Home Before Selling Your Current One

You don’t have to wait to until your current home sells to buy a new place. Make the move sooner by tapping into your existing home equity.*

How It Works

  • With an Equity Access loan, you can cash out an advance of the equity from your current home to use towards buying a new home.
  • You can pull $100,000 to $300,000 of your existing equity.*
  • Once you sell your old home, you’ll pay back the equity amount you used.

How You Benefit

  • Offers flexibility and convenience to move fast in a hot housing market.
  • Boost your buying power and trade up to a bigger home, a better location, or more amenities.
  • Make your offer stand out because there’s no contingency to sell your current home.
  • Alleviates the pressure of finding the right buyer for your existing residence.

*Equity Access is a short-term bridge loan. Maximum loan-to-value (LTV) is 75% of the Equity Access loan amount plus the current mortgage balance, divided by the home’s comparative market analysis (CMA) value. Bridge loans are originated through our partnership with Cornerstone Home Lending Not a commitment to lend. Borrower must have a minimum 720 FICO® credit score, plus meet additional qualification criteria. Effective January 2021.

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