Meet Team Cummins
We are honored to have the opportunity to serve your mortgage needs.
Simply Remarkable FinancingCornerstone is a full-service mortgage lender. Since 1988, Cornerstone has made a positive difference in people's lives. Our staff of caring, seasoned mortgage professionals is passionate about helping people become homeowners. Founded by Marc N. Laird and Judy Belanger in Houston, Texas, Cornerstone has steadily grown into one of the largest privately-held mortgage companies in the country.
Cornerstone by the Numbers
- years in business - Proven management teams have successfully navigated Cornerstone through various economic cycles
- Team Members who are passionate about helping others – Our in-house processing, underwriting, and funding teams are ready to ensure your loan closes on time
- investor sources with available loan products
- We are humbled to be a premier national lender with the highest ratings for customer service and team member satisfaction.
- In April 2022, we launched the Cornerstone Servicing division to better serve our clients long-term
Scott Cummins
NMLS #08602
Production Manager/Sr. Loan Officer
Scott Cummins, Senior Loan Officer for Cornerstone Home Lending, is known his steadfast integrity and dedication to stellar customer service and for delivering practical home-financing guidance. With more than 20 years of experience, he creates a lasting impression of trust and confidence; treats each and every client like they're family; and is available long after closing to monitor a client's equity position and provide timely mortgage guidance.
His commitment to 100% customer satisfaction brought him to Cornerstone Home Lending Through Cornerstone's "Customer for Life" program, Scott provides clients not only with state-of-the-art technology and instant accessibility, but also with expanded customer services unparalleled in the industry. In-house underwriting, convenient and secure online prequalification, a nationwide array of investors to choose from and online access are all backed by what Scott considers the most important aspect of the mortgage transaction—personal attention.
Scott proudly calls San Antonio his hometown. He is a Summa Cum Laude Graduate with a degree in Business Administration and Economics from Our Lady of the Lake University; Scott also received an Executive Masters in Business Administration from the University of Texas in San Antonio. An avid runner, he has enjoyed participating in and completing multiple San Antonio Marathons.
Scott works very hard to achieve a healthy balance between work and family. Scott enjoys supporting his two boys and all their endeavors at the University of Texas at Austin. Hook “Em Horns! Scott's wife Michelle, with her marketing and customer service background, participates in his constant effort to enhance the high level of communication and service that you would expect from Cornerstone and Team Cummins.
At Cornerstone Home Lending, you will discover an atmosphere of enthusiasm, a spirit of dedication and a great desire to build quality relationships. Experience the Cornerstone difference. Rely on Scott Cummins for all of your residential mortgage needs.
Adam Chambers
NMLS #1280617
Mortgage Loan Originator
Mortgage Loan Originator Adam Chambers takes pride in helping clients find their dream homes with Cornerstone Home Lending. The Youngstown, Ohio native and current San Antonio resident enjoys the reward of putting smiles on people’s faces when closing their loans. Adam persists until all options have been explored, and wants to ensure a smooth home loan process for his clients every time.
Lupita Garcia
Loan Processor
As part of the processing team, Lupita works to put a personal touch on every file. She is a baseball mom and sports fanatic who loves cheering on her three boys. Lupita works to ensure all of our clients have a wonderful experience and are reminded that they are more than just a transaction - they are like family!
Ashley Barton
Processor Assistant
Ashely plays a vital role in providing administrative and logistical support to the entire team. She is a team player who is always willing to go the extra mile to ensure that our loans are processed efficiently and effectively. Ashley is a licensed hair stylist who loves art and watching films in her free time.
Stephanie Sills
NMLS #2353916
Marketing Manager
Stephanie believes in taking a personalized approach to each client's situation. She takes the time to understand her clients’ unique needs and goals and works with them to find the right financing solution. She’s committed to providing exceptional customer service and making the loan process as smooth and stress-free as possible. In addition to being a Loan Officer, Stephanie is also the Marketing Manager for the team. She is crucial in building and maintaining relationships with our clients and our realtor partners.
Stephanie and her family reside in Fair Oaks Ranch and her two boys keep her busy on the soccer fields and golf course!
LoanFly Borrower Portal
LoanFly Borrower Portal gives you a truly transparent view of your mortgage transaction.
Download LoanFly App
LoanFly is the app that lets you search available homes, request current rates, and quickly prequalify!
