l Meet the Team | Troy Williamson - Cornerstone Home Lending

Top 1% of Mortgage Originators for Four Consecutive Years*
Top Producer 2020**

*Mortgage Executive Magazine – 2016, 2017, 2018, and 2019. **Scotsman Guide of Top Originators – 2020.

Troy Williamson

Meet Troy

Troy Williamson offers more than 15 years of experience as a mortgage loan officer. He considers his role as an opportunity to expand homeownership through responsible guidance, grounded in integrity, empathy, and personal attention.

With a focus on transparency, Troy takes the time to demystify the mortgage process. “Communication is my foundation,” he says. “Getting a mortgage can seem overwhelming, so I work closely with my clients to make sure they understand all their options and what to expect at each step.”

Troy explores all options to find the right mortgage solution for his customers. He has in-depth knowledge of lending guidelines and can quickly resolve any issues that could delay the closing day. Troy’s exceptional service also extends beyond closing day. He builds lasting relationships, always ready to serve his clients’ financing needs year after year, loan after loan.

Born and raised in the Outer Banks, Troy has lived in Wilmington since 1996. He graduated from the University of North Carolina with a BS in Business Management. Outside of work, Troy spends his time out on the water – you can usually find him surfing or boating. He also enjoys playing music and cheering on his favorite college sports teams.


Meet the Team

Troy Williamson

Mortgage Consultant

NMLS ID #117934

With over a decade of experience, Troy enjoys being a mortgage lender because of the opportunities to work with great people, to build new relationships, and to help people achieve their dreams of owning their own home.

Philip Andrews

Mortgage Consultant

NMLS ID #1181244

A creative mortgage advisor with a diverse financial background, Philip explores all opportunities to help make dream homes come true.

Philip served as a financial analyst and CPA before becoming a loan officer in 2013. He excels in analyzing his clients’ financing options, sharing valuable insight to help them choose the right home loan for their long-term goals. Inspiring all with his whatever-it-takes attitude, Philip works hard to ensure each customer enjoys a positive mortgage experience.

Born in Kernersville, Philip grew up in Wilson before moving to Wilmington in 2004 where he graduated from UNCW. Philip devotes his time outside of work to his wife and their two daughters. The Andrews family enjoys all that North Carolina has to offer – from rock climbing and mountain biking to surfing and sailing. Philip also serves as director, trainer, and outdoor adventure leader for a non-profit youth camp based in Pinnacle.

Hunter Simmons

Licensed Production Associate / Marketing Coordinator

NMLS ID #2307290

I was born in Beaufort, South Carolina, and had the opportunity to live all over the world while growing up the son of a Marine. I eventually found myself at UNCW, where I graduated with a BS in marketing strategy. I enjoy hunting, fishing, golfing, spending time with my family, and most importantly helping people achieve the goal of home ownership.

Nathaline Richards

Loan Officer Assistant / Transaction Coordinator

NMLS ID #1167694

Nathaline Richards has supported a top producing mortgage team for the past nine years. She has worked in the real estate industry since 2002, and her main focus is always customer service and retention.

Carrie Jordan

Transaction Coordinator

Carrie grew up in Greenville, NC before moving to Wilmington in 2002. Carrie has been a Transaction Coordinator for over five years and loves being part of a team that helps people achieve the goal of homeownership. In her free time, Carrie enjoys traveling and spending quality time with her family!

Tracy Collier

Loan Processor

Bio coming soon.

Team group picture

Wilmington, NC Mortgage Team

Our mission is to make a positive difference in your life. We're dedicated to providing remarkable service and welcome the opportunity to hear how we're doing. If you are a Cornerstone customer and are experiencing any issues with your mortgage transaction, please reach out to:

, , Cornerstone Home Lending
713.212.3049 |

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