Copy of government-issued photo ID (front and back)

If you are not a US citizen: Copy of your green card (front and back)

Most recent consecutive pay stub(s) covering the last 30 days

Past two years W-2s and/or 1099s

Past two years completed and signed federal tax returns, including all schedules

If you are self-employed: Most recent two years business licenses or a letter from your CPA stating the name of the business and the number of years you have been self-employed

If you receive Social Security, Disability, Pension, Annuity, or Other Income: Award letter and bank statements evidencing receipt of funds

If you receive rental income: Lease agreement(s) and/or Schedule E of your most recent federal tax return

If you are starting or recently started a new job: Offer letter from employer showing terms of employment

If applicable alimony, child support, and/or separate maintenance: Signed copy of Divorce Decree, Child Support Agreement, and/or Separation Agreement

Most recent two months bank statements, all pages included (i.e. 6 of 6)

Evidence of the source of any funds used for down payment (ex: 401K, IRA, HUD-1 from sale of property)

Statements for any accounts being used for reserve assets (ex: 401K, IRA, other retirement funds)

If gift funds are being given: Signed gift letter from donor and evidence of receipt of funds

If you own other real estate: Current mortgage statements for any property owned, including tax and insurance information

An executed copy of the purchase contract

Evidence that the Earnest Money and Due Diligence deposits have been paid

If divorced or separated: Signed copy of Divorce Decree and/or Separation Agreement and signed copy of Child Support Agreement, if applicable

If living rent-free: Signed letter from current residence property owner stating that you live at that residence rent-free