VA Loans

Learn more about mortgage options for our veterans.

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The VA Home Loan Program was started in 1944 as a part of the GI Bill of Rights following World War II. It was created to reward those currently serving in the military and veterans that have served. As part of the GI Bill, the government created a special government insured mortgage program to minimize down payments, lower closing costs, and help those currently serving and veterans achieve the dream of home ownership.

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The VA mortgage program allows eligible borrowers to purchase homes without requiring any down payments.* VA allows Veterans to pay up to 1% of their loan amount toward VA non-allowable fees.

*Based on the eligible borrower’s VA entitlement

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VA interest rates and annual percentage rates tend to be lower when compared to other home loan mortgage programs. Individual interest rates for VA Loans are still dependent on your personal situation. Those factors that can affect VA interest rates include your credit scores, how much your down payment is, the value of the home, etc.

For eligible veterans and their families, the VA home loan is a truly great financing option and one worth exploring with Team Esther, your experienced mortgage professional.


Contact Team Esther today! We're proud to serve those who serve our country.

Esther Spence-Crabb's picture

Esther Spence-Crabb

Loan Officer | NMLS 117289

Email: [email protected]
Direct: 360.929.0953