Own a New House with Just 3% Down and No Private Mortgage Insurance!

With DreamStart Home Loan, you can become a homeowner sooner than you think and for less money out of pocket.

There’s a Better Home Loan Program

Turn your home ownership dreams into reality! Introducing our groundbreaking DreamStart Home Loan—an expressway to owning your dream home sooner than you ever imagined. Say goodbye to hefty initial costs and hello to homeownership, with more savings in your pocket than you ever thought possible!

Reduced Upfront Costs and Lower Payments

  • As low as 3% down payment*
  • Gift funds allowed towards down payment and reserves*
  • Up to 6% seller concessions allowed for more savings
  • No private mortgage insurance (PMI) even with less than 20% down

More Buyers, More Approvals - It's That Simple!

  • No first-time homebuyer requirement
  • No Income Limits
  • Less-than-perfect credit allowed
  • Purchases and rate/terms refinances are available in eligible targeted areas in the Dallas area
  • Max Loan Amount $385,000
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You Won’t Want to Miss This Opportunity. Apply Today!

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*The borrower must contribute at least $1,000 from their own funds towards the required down payment amount; gift funds can be used towards the remaining down payment and required reserves. The DreamStart Home Loan Program requires at least one borrower to complete an approved homebuyer education course prior to closing. This is not intended to be an exhausted list of DreamStart requirements. Additional requirements, restrictions, and underwriting conditions may apply. Speak with your loan officer for details. The DreamStart Home Loan is a product of Cornerstone Home Lending's Neighborhood Impact Lending Special-Purpose Credit Program (SPCP). Not a commitment to lend. Borrower must meet qualification criteria.