Snoqualmie, Washington Office

With his down-to-earth personality, customer-driven focus and extensive industry knowledge, Joseph Lombardo has all the right ingredients to be a trustworthy mortgage advisor. He guides clients through the entire mortgage process and ensures all of their concerns are thoroughly addressed.

"My goal is to provide a smooth, seamless and stress-free experience," says Joseph. "I am available to personally answer questions, and keep each client informed during every step of the financing transaction."

According to Joseph, choosing Cornerstone Home Lending as his professional home was easy. With Cornerstone's real time access to top national investors, Joseph offers clients competitive mortgage products. He can instantly compare home loan programs and select beneficial options based on his clients' individual needs; he is also available long after closing to monitor their equity positions and provide home-financing guidance.

A Washington State native, Joseph graduated from Seattle Pacific University. He's been around this industry for most of his life–with family ties initiating him into the rewarding world of real estate development and financing. His most treasured pastime is spending time with his wife and their two boys.

For first-class service and custom mortgage guidance, please contact Joseph Lombardo of Cornerstone Home Lending "Cornerstone's core philosophy matches perfectly with mine," Joseph shares. "We both exist to make a positive contribution to my clients' lives and to the lives of others through honest, caring service and sound mortgage advice."

Guided by a heart for service and backed by an amazing team, Ryan Niles offers more than 15 years of experience in mortgage lending. "My team and I share a fierce passion for taking great care of our clients and making the mortgage process as seamless as possible," Ryan says. "Home lending is our platform to positively transform lives and fulfill long-term goals through responsible homeownership."

Whether helping a client buy their first home, improve their home loan savings, or leverage their equity, Ryan offers comprehensive planning and education. He applies the knowledge he's gained over the years to find creative financing options that fit his customers' unique needs. Ryan and his team collaborate closely to bring value and exceptional service to each client's transaction. They work when real estate happens, not just during the traditional 9 AM to 5 PM business day. The Niles Team also works in their clients' interests. They offer transparency and trusted insight so customers can make confident, well-informed mortgage decisions.

An honors graduate from the University of Washington, Ryan holds a business administration degree with a concentration in finance and marketing. He has lived in the Seattle area since 1999 and enjoys its rich culinary, arts, and culture scene. An avid sports fan, he is passionate about the UW football and basketball teams as well as our Seahawks. Traveling, hiking the Pacific Northwest, golfing, wine tasting, running, and spending time with his superhero wife Kami, newborn son Grayson, and dog Charlie round out his other activities outside of work. Currently living in Bainbridge Island and running the Cornerstone office here, Ryan's absolute favorite pastime is family time and helping his amazing clients.