About Us
Who We Are and Why We Do What We Do

The Bo Smith Team

Bo's picture About Bo
Walter "BO" Smith, Jr., NMLS 92100
Mortgage Financing Specialist

Office: 601.624.3267
Mississippi: 601.624.3267
Louisiana: 504.613.6355
Texas: 713.244.5265
[email protected]

Mortgage Financing Professional Bo Smith began his residential lending career in 1994. Over the years he has helped countless Mississippi residents achieve their homeownership dreams. His 100 percent customer-focused business philosophy led him to Cornerstone Home Lending, Inc. Through Cornerstone's access to an array of national mortgage investors, Bo offers his clients competitive interest rates, programs and terms. Convenient prequalification, in-house underwriting and processing, and instant accessibility support our commitment to a smooth home-buying transaction. Bo is licensed to serve the great states of Mississippi, Louisiana, Tennessee, Arkansas, Alabama, Colorado, and Texas.

Bo sets himself apart from his competition with his experience with FHA 203(k) renovation loans and Energy Efficient Mortgages (EEM). These loan programs allow borrowers to include upgrades and renovation projects into their mortgage. An Energy Star Partner and Residential Energy Services Network (RESNET) Associate, Bo offers honest guidance to help his clients choose the home loan program that’s right for them.

In 2010, Cornerstone's President's Club congratulated Bo as a Top Producer for the company. Bo was also recognized as one of Mississippi's Top 40 under 40 - an award recognizing the 40 most successful professionals under the age of 40 in Mississippi.

Bo is a native of Jackson, Mississippi. Despite his successful career and the many demands on his time, there is no doubt about what comes first in Bo's life: his wife and children. Exceptional professionalism, thorough knowledge of the industry, and unwavering integrity exemplify Bo Smith as a trusted mortgage professional.

To experience the Cornerstone Difference, please contact Bo at 601.982.1153 or [email protected].

Ashley's picture About Ashley
Ashley Baldwin
Loan Partner, NMLS 593423

Phone: 769.208.5938
[email protected]
2801 Via Fortuna, Suite 520 Austin, TX 78746 | Branch NMLS 259823

Enthusiastic and driven, Ashley loves to help people become homeowners. As Loan Partner, she works closely with clients and her team to ensure a smooth loan process from the first steps to the closing table. A hardworking team player, Ashley is always ready to jump in or lend a helping hand. Getting to know clients brings her joy and providing them with excellent service throughout their journey to homeownership is her top priority.

Born in New York, Ashley moved to Austin as a young child and has called it home for most of her life. Outside of work, she enjoys spending time outdoors with her young son and her Australian Shepherd. She likes to work out and is an avid reader.

Lavonda's picture About Lavonda
Lavonda Patterson

Phone: 601.982.1153
[email protected]

Loan Processor Lavonda Patterson is a mortgage industry veteran, having launched her home-financing career in the 1980s. Lavonda worked at a bank prior to her promotion to their mortgage division. Her experience and energetic personality have skillfully decorated her career while benefitting clients all along the way.

Lavonda has proudly served alongside the Bo Smith team for more than 12 years. Consistently meeting the scheduled closing date is a commitment Lavonda strives to uphold for all clients. One of her favorite aspects of her daily responsibilities is knowing that she is contributing to their clients' homeownership goals. She is dedicated to exemplary customer service and it is reflected in each successful home-financing transaction and positive client testimonials received by the Bo Smith team.

Lavonda was born in Missouri and attended Columbia State University. She currently resides in Tennessee where she enjoys spending time with her family and fishing.

For unparalleled customer service and professional mortgage guidance, contact the Bo Smith team of Cornerstone Home Lending, Inc. at 601.982.1153.

Shannon's picture About Shannon
Shannon Smith
Marketing & Business Development 

Phone: 601.982.1153
[email protected]

Shannon Smith and Alyson work together to seek out innovative business concepts and implement the Bo Smith Team’s marketing efforts. Shannon is heavily involved in the Jackson community and is always ready to serve. Contact Shannon if you would like to schedule a seminar or have a sponsorship opportunity for the Bo Smith Team.


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