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Meet Frank Contreras

Frank's photo

Frank Contreras

NMLS #249738
Loan Officer

With 23 years of experience in the mortgage industry, Frank Contreras has built his career on helping individuals and families achieve the dream of homeownership. His commitment to exceptional service, honest communication, and personalized mortgage solutions has earned the trust of clients and real estate professionals throughout his career.


Frank specializes in assisting first-time homebuyers, move up buyers, real estate investors, and vacation home purchasers. Whether you're buying your very first home, expanding your investment portfolio, or searching for the perfect vacation property, he takes the time to understand your goals and guide you through every step of the financing process.


Known for his integrity, responsiveness, and in-depth knowledge of today's lending programs, Frank works hard to find the right financing solution for each client's unique needs. His mission is to make the mortgage process as smooth, transparent, and stress-free as possible while helping clients make confident financial decisions.


When you work with Frank, you're partnering with a mortgage professional who is dedicated to turning homeownership goals into reality one family at a time.


[email protected]
Office: 805-618-2595 Cell: 562-305-4818

Frank Contreras | Loan Officer | NMLS 249738
[email protected] | Phone: 805-618-2595 | Cell: 562-305-4818

1828 State Street, Office A
Santa Barbara, CA 93101

9047 Florence Avenue, Suite K
Downey, CA 90240

© Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Member FDIC.
Company NMLS 2258
Loan Production Office

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