Home Loan Programs
Frank Contreras
Frank Contreras Loan Officer
NMLS 2497381828 State Street, Office A
Santa Barbara, CA 93101
Phone: 805-618-2595
Cell: 562-305-4818
[email protected]
Conventional Loans
Variety of terms available for purchase, rate/term, and cash-out transactions, plus options for borrowers with low or no credit scores.
FHA loans
From traditional FHA financing to 203(k) renonvation, an FHA loan is a government-backed loan insured by the Federal Housing Administration.
VA Loans
We're proud to serve those who serve our country and to offer VA loan options for Veterans.
Refinance
Know your options for paying off your mortgage. See if refinancing makes sense for you.
Construction & Renovation Loans
Our in-house teams can help simplify the renovation and new-build mortgage process for you.