DTI Calculator

A debt-to-income (DTI) ratio is the percentage of your income that goes towards paying debt. To calculate your DTI, you add up all your monthly debt payments and divide them by your gross monthly income. With this number, you can measure your ability to make monthly mortgage payments along with your current debts.

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Monthly Debt Payments

more informationIf your student loan is currently deferred then use 1% of the balance owed.
more informationThis includes legally binding monthly payments — like child support or alimony. However, it doesn’t include utilities, insurance, your current rent, food, daycare, etc.

Monthly Gross Income

Enter your income before taxes and other deductions are taken out.

Your DTI Ratio


511 Crossing Drive, Suite 204
Lafayette, Colorado 80026
Branch NMLS 1573857

Loan Officer

Nora Ziel
NMLS 281702
Phone: 303-351-7016
Cell: 303-527-1175
Fax: 866-763-3214
[email protected]
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