People refinance for a variety of reasons including changing from an adjustable-rate to a fixed-rate mortgage, shortening or lengthening the term of the loan, home renovations, getting a loan with better terms and debt consolidation. While refinancing could make a significant difference in the amount you pay each month, there are other costs you should consider. Plus, your finance charges may be higher over the life of the loan. However, refinancing a mortgage is similar to when you applied for your loan initially. You must have a relatively good credit score, pay closing costs and fees, and may even have a cursory home inspection. So you need to be sure that it will really be worthwhile and do plenty of research. Focus on long-term costs and benefits based on the equity in your home, the terms of the new and existing loans, and the break-even point at which you will recover your costs. Is refinancing right for you? Contact Nest Home Lending to find out!


511 Crossing Drive, Suite 204
Lafayette, Colorado 80026
Branch NMLS 1573857
6025 S. Quebec Street, Suite 170
Centennial, Colorado 80111
Branch NMLS 1922205

Loan Officers

Jay Wilson
NMLS 462120
Phone: 303.957.2511
Cell: 303.434.2998
Fax: 866.302.3189
[email protected]
Elaine Wilson
NMLS 845667
Phone: 303.957.2516
Cell: 720.231.5312
Fax: 866.302.3189
[email protected]
Kevin Struhar
NMLS 1156546
Phone: 303.957.2511
Cell: 720.231.5316
[email protected]
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