Meet the Bo Smith Team
The Bo Smith Team is honored to serve the home lending needs of the Santa Barbara community. We strive to create a refreshingly different mortgage experience: one that's fast, easy, stress-free – and totally focused on you!
From the start, you can expect personalized service that meets your unique needs and financial profile. Because the Bo Smith Team takes the mystery out of mortgage, you'll always know what's going on at each step of your loan process. Crystal-clear guidance, open communication, and proactive updates are trademarks of our hands-on approach to home lending. With us by your side, you can make confident, well-informed mortgage decisions.
We look forward to serving you!
Walter "Bo" Smith, Jr.
NMLS #92100
Mortgage Branch Manager
The very first conversation he has with a potential client is Mortgage Branch Manager Bo Smith’s favorite part of the loan process. Bo truly enjoys helping others see the power of prosperity that homeownership can provide.
Bo focuses on solving problems for his clients instead of focusing on the actual loan products themselves. That level of client focus makes his service remarkable and reliable. He and his team are prepared to be your guide through the mortgage process so that your dream home can become a reality!
In fact, helping clients with even seemingly difficult loans—such as those wanting to renovate a foreclosed home, build a new home on a lot, or construct a manufactured home—is exciting for Bo Smith. He specializes in manufactured home construction, a niche that requires deep knowledge, precision, and dedication. Bo is energized to help clients figure out the details needed to recommend the right loan for your needs and to close the loan on time. His approach makes him a trustworthy specialist who comes alongside you to gather everything needed, so that when closing day comes, you have keys in hand.
Thanks for taking a few moments to learn about The Bo Smith Team! We’re passionate about what we do, and we’re simply energized by helping others. Our clients love working with us – and you will, too!
Amber de Marche
NMLS #2371013
Production Partner
Amber helps guide borrowers through the loan process—from reviewing vetted applications and gathering documents to working closely with clients to solve any challenges and ensure their files move smoothly to processing.
Melissa Zaske
NMLS #1396992
Production Partner
With a strong background in manufactured home lending, Melissa—your Manufactured Home Specialist—is here to guide you from pre-approval to move-in. Ready to build? Let’s get started!
Brittany Kitchens
Housing Partner Specialist
Are you a Home Center Partner looking for guidance on required forms? Brittany is your go-to expert! As our Housing Partner Specialist, she’s here to clarify processes and walk you through every builder step to help get your clients into their dream home.
Shannon Smith
Marketing Coordinator
Shannon supports Bo’s marketing outreach by connecting our Partners to our exceptional products and tailored lending solutions.