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    FHA Payment Calculator

    Mortgage Estimator Tool




    Get Prequalified

    Mortgage Details


    Expect to pay $35 a month per $100,000 in home value.

    Your Monthly Payment
    $1,838
    Find Out If You Qualify
    Payment Breakdown
    $1,838


    Principal & Interest
    $1,083



    MIP
    $1,083



    Taxes
    $507



    Home Owners Insurance
    $108



    HOA
    $100



    PID/MUD
    $0


    Monthly Payment Estimates
    by interest rate


    Purchase Price Loan Amount
    (with Upfront MIP)
    4.50% 4.75% 5.00% 5.25% 5.50% 5.75%
    $225,000 $213,750 $1,838 $1,903 $1,936 $1,969 $2,002 $2,036
    $235,000 $213,750 $1,871 $1,903 $1,936 $1,969 $2,002 $2,036
    $245,000 $213,750 $1,871 $1,903 $1,936 $1,969 $2,002 $2,036
    $255,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
    $265,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
    $275,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
    $275,000 $242,250 $2,093 $1,903 $1,936 $1,969 $2,002 $2,036
    Cost of Waiting $36 $73 $110 $148 $186
    *Cost of waiting estimates are based on the percentage (%) down entered into the calculator.



    Yearly Cost of Waiting
    $225,000


    • $432
    • $432
    • $876
    • $1,320
    • $1,776
    • $2,232




    Life of the Loan Cost of Waiting
    $225,000


    • $12,960
    • $12,960
    • $26,280
    • $39,600
    • $53,280
    • $66,960




    *Cost of waiting estimates are based on the percentage (%) down entered into the calculator.
    Disclosure: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. All loans are subject to approval and credit terms may vary.

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